having a specialized company write letters.

[Anonymous]

We have just talked to acompany that specializes in going through your credit report and disputing with our creditors,it seems like a good deal .We are trying to buy a house but our credit stinks,we are planning to pay our depts,this company claims they can help.Any advice?

[Anonymous]

They can't do anything for you that you can't do for yourself...save your money...read read read...take the advice given here and save yourself a ton of money. Takes some time but it works. Less than three months ago...all my scores were in the low 600's and then I found this site.Now all my scores are above 720 and I have not a single baddie.....

Message Edited by ObsessedwithmyFico on 08-30-2007 03:42 PM

[SpecFile]

Believe that. ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

[fused]

This site is free so DIY!

[ronq]

yes do it yourself, unless you have the extra money to spend on someone else doing it.

[Anonymous]

Do it yourself! Read and learn. My scores are up approx. 30 - 40 points in less than a month. I just had to get two incorrect TL deleted from my credit report, so I might of had it easier than some but I am confident with a little reading anyone can repair and build a strong credit score and reports without paying someone to do it.

[HannahB]

Save your money and do it yourself. I did and my score has increased by over 100 points on each report. That company sounds like a scam.

[SpecFile]

"Scam" is probably a little harsh considering that there are some legit companies out there.  However, I will agree that it is more beneficial to DIY.  You are able to learn so much and might be able to pass along your experiences and knowledge to others. 

Message Edited by SpecFile on 09-01-2007 01:17 PM