help me understand cli decline

[stengiz]

i have a capone cli, increase denial. the reason was low average monhtly payments. so i tallied up last 7 months .

average puchase is 3062.25

average payment is 2722.84..these are monthly averages. i don't care if it reports a balance unless i want to apply for a card, so the reason i have less payments than what i charge., but still don't pay any interest.the limit is 5500. does any of this make any sense to you,how should i interpret this response? should i go the EO route?

thanks for reading

[Anonymous]

So you have been making payments in excess of 2K every month? How long has the card been open?

[stengiz]

since april 13

[Anonymous]

You didn't confirm the first question. Have you been making payments in excess of 2K each month?

[coldnmn]

Did you contact the executive office through email or Facebook for your CLI?

[stengiz]

sorry i missed that part. no i haven't but as i said that is the average , some months i charged a lot some i haven't.

[stengiz]

http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC"i haven't contacted the EO yet

[Anonymous]

They usually give that when your making the min payment or very close to only the min payment every month

[coldnmn]

The easiest is message through Facebook or contact them through CEO executive office (link below) by searching for the email address. If you contact through EO or Facebook the only personal information to include is phone number linked to your account not secure enough for more information. Good Luck!

http://bit.ly/1g0P1zO

[stengiz]

thanks a lot