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home depot cli request's are they instant?

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Anonymous
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home depot cli request's are they instant?

i would really like to cli my hd account. had it for over a year and still stuck at 500. i've hit the request and gotten a form everytime. citi pulls eq for me and sw alert says as of 1/25 it's at 668, which is much higher than whe i was approved.
 
i really need the cli because i have 400 of the line at 0% no payments and think it might be costing me some points. ya, i could pay it but 0% money is 0% money!
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: home depot cli request's are they instant?

 
  I've had a 2500 cl with them since 05.   I've never asked for an increase and they've never given me one.
Message 2 of 5
Anonymous
Not applicable

Re: home depot cli request's are they instant?

i asked a once they said it would be a hard, said no thanks. asked again when i made the 400 purchase got a needs more time response, turned into a decline. i called for eecon they said it would be another hard, said no thanks.
 
since my eq is up i was thinking about asking again.
Message 3 of 5
Red1Blue
Super Contributor

Re: home depot cli request's are they instant?

All  my citi cards are on my biz name and they do not pull my personal CR. So I would not know how they would give CLI on personal Cards. Citi is very picky. They would not give a card to my biz if I were to co sign the card. But they would give my biz a card with out even me guaranteeing it. I guess they think my business is much more valuable to them. I guess it is ok with me.
Message 4 of 5
Anonymous
Not applicable

Re: home depot cli request's are they instant?

$750 for a year now with no movement (basically sockdrawered usu it 1/qtr)  my policy is no luv then no use....  helps util....
Message 5 of 5
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