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i don't keep track of any account open dates and such. is the easiest way just to go into credit karma and look at all my cards one by one? thanks
I don't remember the exact tab, but there is a "credit age" or similar on credit karma that will list your accounts by age... scroll to the bottom, and look at how many accounts are less than 24 months old!
@tcbofade wrote:I don't remember the exact tab, but there is a "credit age" or similar on credit karma that will list your accounts by age... scroll to the bottom, and look at how many accounts are less than 24 months old!
omg. im gonna go look for this right now. thanks for saving me loads of potential time lost!
omg found out im 4/24 and in another month or two, i'll be 2/24.. what in the world!!!!!!!!!
@Anonymous wrote:omg found out im 4/24 and in another month or two, i'll be 2/24.. what in the world!!!!!!!!!
This is like watching a favorite child learn to walk.
No, I just have something in both my eyes.
@NRB525 wrote:
@Anonymous wrote:omg found out im 4/24 and in another month or two, i'll be 2/24.. what in the world!!!!!!!!!
This is like watching a favorite child learn to walk.
No, I just have something in both my eyes.
I know, right 🥰
I use my signature for stuff like that. Just count backward and make sure I consider closed cards as well as open, though I think at this point, my closed cards are all two years old. I should reach 4/24 in May but will probably give it an extra month before I'd consider applying for a Chase card.
@NRB525 wrote:
This is like watching a favorite child learn to walk.
No, I just have something in both my eyes.
Hilarious.
I wish I could Kudo this 5x.
The Credit Karma tip is good, or on a similar credit-monitoring website.
I keep a simple MS Word document with a few tables on my computer. One table each to track new accounts, and inquiries on EX, EQ, TU. Makes it easy to see where you are at any time. I also keep lists that track my cards by age, credit limits, APRs or other factors.
Here's an example:
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2021 |
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2020 |
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2019 |
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You can use Excel easily to track all kinds of things. I used to be an Excel guru in my old career so I have a custom made excel spreadsheet to track all kinds of dates etc. regarding my own, the business and the DW's CC accounts. The following formula tracks years, months, days. Replace "G21" with the cell where you have the approval date.
=IF(DATEDIF(G21, TODAY(),"y")=0,"",DATEDIF(G21, TODAY(),"y")&" years, ")& IF(DATEDIF(G21, TODAY(),"ym")=0,"",DATEDIF(G21, TODAY(),"ym")&" months, ")& IF(DATEDIF(G21, TODAY(),"md")=0,"",DATEDIF(G21, TODAY(),"md")&" days")
There is so much you can do in excel. I track CLI dates, approval dates etc. with different functions. If you want to just count days... use: =DATEDIF(H21,TODAY(),"D") , just replace "H21" with your approval or last CLI date.
I will never be <5/21 nor do I give a flying crap but perhaps this will help someone.