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how do I track my 5/24 status? CSP SUB?

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Anonymous
Not applicable

how do I track my 5/24 status? CSP SUB?

i don't keep track of any account open dates and such. is the easiest way just to go into credit karma and look at all my cards one by one? thanks

Message 1 of 26
25 REPLIES 25
tcbofade
Super Contributor

Re: how do I track my 5/24 status?

I don't remember the exact tab, but there is a "credit age" or similar on credit karma that will list your accounts by age... scroll to the bottom, and look at how many accounts are less than 24 months old!

Fico 8 9/01/25: EX 802, EQ 807, TU 802.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 2 of 26
Anonymous
Not applicable

Re: how do I track my 5/24 status?


@tcbofade wrote:

I don't remember the exact tab, but there is a "credit age" or similar on credit karma that will list your accounts by age... scroll to the bottom, and look at how many accounts are less than 24 months old!


omg. im gonna go look for this right now. thanks for saving me loads of potential time lost!

Message 3 of 26
Anonymous
Not applicable

Re: how do I track my 5/24 status?

omg found out im 4/24 and in another month or two, i'll be 2/24.. what in the world!!!!!!!!!

Message 4 of 26
NRB525
Super Contributor

Re: how do I track my 5/24 status?


@Anonymous wrote:

omg found out im 4/24 and in another month or two, i'll be 2/24.. what in the world!!!!!!!!!


This is like watching a favorite child learn to walk. 

No, I just have something in both my eyes.  

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 26
CreditInspired
Super Contributor

Re: how do I track my 5/24 status?


@NRB525 wrote:

@Anonymous wrote:

omg found out im 4/24 and in another month or two, i'll be 2/24.. what in the world!!!!!!!!!


This is like watching a favorite child learn to walk. 

No, I just have something in both my eyes.  


I know, right 🥰


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 6 of 26
KJinNC
Valued Contributor

Re: how do I track my 5/24 status?

I use my signature for stuff like that. Just count backward and make sure I consider closed cards as well as open, though I think at this point, my closed cards are all two years old. I should reach 4/24 in May but will probably give it an extra month before I'd consider applying for a Chase card.



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 7 of 26
NoMoreE46
Community Leader
Senior Contributor

Re: how do I track my 5/24 status?

@NRB525 wrote:
This is like watching a favorite child learn to walk. 

 

No, I just have something in both my eyes.  


Hilarious.

 

I wish I could Kudo this 5x.

 

Message 8 of 26
Aim_High
Super Contributor

Re: how do I track my 5/24 status?

The Credit Karma tip is good, or on a similar credit-monitoring website.

 

I keep a simple MS Word document with a few tables on my computer.  One table each to track new accounts, and inquiries on EX, EQ, TU.  Makes it easy to see where you are at any time.   I also keep lists that track my cards by age, credit limits, APRs or other factors.

 

Here's an example:

 

 

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2021

 

 

 

 

 

 

 

 

 

 

 

 

2020

 

 

 

 

 

 

 

 

 

 

 

 

2019

 

 

 

 

 

 

 

 

 

 

 

 

 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 9 of 26
spiritcraft1
Valued Contributor

Re: how do I track my 5/24 status?

You can use Excel easily to track all kinds of things.  I used to be an Excel guru in my old career so I have a custom made excel spreadsheet to track all kinds of dates etc. regarding my own, the business and the DW's CC accounts.   The following formula tracks years, months, days.   Replace "G21" with the cell where you have the approval date. 

 

=IF(DATEDIF(G21, TODAY(),"y")=0,"",DATEDIF(G21, TODAY(),"y")&" years, ")& IF(DATEDIF(G21, TODAY(),"ym")=0,"",DATEDIF(G21, TODAY(),"ym")&" months, ")& IF(DATEDIF(G21, TODAY(),"md")=0,"",DATEDIF(G21, TODAY(),"md")&" days")

 

There is so much you can do in excel.  I track CLI dates, approval dates etc. with different functions.   If you want to just count days...  use:  =DATEDIF(H21,TODAY(),"D")  , just replace "H21" with your approval or last CLI date. 

 

I will never be <5/21 nor do I give a flying crap but perhaps this will help someone.  Smiley Happy


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 10 of 26
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