how long to wait

[kugel]

i did a diespute with eqifax on the phone for some inq.on my report how long will take to get result ? they  said they  will e mail me and will they delete it?

[Anonymous]

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kugel wrote:

i did a diespute with eqifax on the phone for some inq.on my report how long will take to get result ? they  said they  will e mail me and will they delete it?

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They must respond in 30 days normally, 45 days if you disputed using a free credit report you pulled through annualcreditreport dot com.

Will they delete?  Impossible for anyone here to say.

Why did you dispute the INQS?  Are they legit or have you really never heard of the people who pulled your report?

Just FYI: Disputing INQs is usually not a good idea, especially when they are legit, and even when they're not.

Message Edited by cheddar on 02-19-2008 03:38 PM

[Red1Blue]

You could try writing letters to creditors who pulled the report and request them to change them as soft pulls. Though you can ask, it is a long shot. Good Luck.

[kugel]

wehy its no good to delete inq?

[haulingthescoreup]

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@kugel wrote:

wehy its no good to delete inq?

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Credit bureaus will happily put fraud alerts on your reports. If the account that you're disputing is open, it could be frozen. If it's closed, it could be dropped.

Please remember the guidelines that we have on this site:

The only credit repair discussions allowed in FICO Forums are ones that exchange information on how to correct or remove real errors from your credit report – not accurate information that you want to get rid of because it may be negatively affecting your credit score.

There are a lot of good reasons for not disputing legitimate inquiries, not the least of which is, it's untruthful.