how many is too many inquiries?

[Anonymous]

Which Bizcards do you have?  I'm giving my reports time to cool off but would be interested in what you've managed to accumulate.   Speaking of which, I feel special, my biz is showing up as my employer on my CR...lol!!

[Red1Blue]

Hi Brammy, in the last 3 months I have gained these business cards. I did not give any PG and none of them report on my CR.

Exxon / Valero / Arco/BP/Sunoco/Shell/OfficeDepot/OfficeMax/Staples/Lowe's

Amazon / HomeDepot / Target/ FirstEquity Business Visa/  SamsClub. Next 6 weeks I am planning on getting Sears/JCPenny. Discover they said 30 days. I am not sure if I am getting it or not. Hope to get Amex Biz card some time. That is it and I am not going to apply any more.

I still got to get few more baddies out, before next year starts so I can talk to investors and VC's confidently. I dont want to look like a stupid with bad credit. Early next year, I have to start networking with VC's and Investors to start raising the capital and give a good start. I think I have done a good job by waiting and improving my Personal Credit and Business Credit.

[Anonymous]

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concorduser wrote:

Hi Brammy, in the last 3 months I have gained these business cards. I did not give any PG and none of them report on my CR.

Exxon / Valero / Arco/BP/Sunoco/Shell/OfficeDepot/OfficeMax/Staples/Lowe's

Amazon / HomeDepot / Target/ FirstEquity Business Visa/  SamsClub. Next 6 weeks I am planning on getting Sears/JCPenny. Discover they said 30 days. I am not sure if I am getting it or not. Hope to get Amex Biz card some time. That is it and I am not going to apply any more.

I still got to get few more baddies out, before next year starts so I can talk to investors and VC's confidently. I dont want to look like a stupid with bad credit. Early next year, I have to start networking with VC's and Investors to start raising the capital and give a good start. I think I have done a good job by waiting and improving my Personal Credit and Business Credit.

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Was the HD a major or store? You got the Sams was it store or Discover.  Amazon doesn't offer their line of credit anymore at least not the last time I checked the website. I see First Equity is invite only.  Well, I've startedgetting CrapOne Small Biz invites, hopefully they will be coming soon.

Cool First Eq has a soft preapproval you can do.  I don't have a credit score though yet.

Message Edited by Brammy on 11-20-2007 05:47 PM

Message Edited by Brammy on 11-20-2007 05:50 PM

[Red1Blue]

Hi Brammy, here is the link where you can apply for firstquity.

https://secure.firstequitycard.com/application.php?p=2

You dont need invitation. I did not have invitation when I applied. They would give the card for any one around 600-650. I got 3000 CL. That is ok becuase I have other biz cards and dont need that much credit and good way to start with. Their phone number if you want 1-866-756-7870.

HomeDepot I got the store card. When I applied for the Biz MC they said D&B score is not strong and asked me to apply later.

Sams I got the store card. When I talked to GE who give the sams cards said I can apply for Sams Discover and have it as second card or I can ask them to ugprade my store card to Sams discover card. I did not have pressing need to get the sams discover, so I have decided to wait few months and then get the sams discover card.

As per the Amazon they still approve the Biz Credit. It used to be handled by citi and as of Nov 1st GECF has taken over those accounts at Amazon. I got a letter stating my account has been handled by GECF starting Nov 1st. I have no problem with it as my Lowes Biz card and Sams Biz card is handled by GECF and it is good to have good relationship with GECF.

The only I card I got from HSBC Biz Cards is OfficeMax. They are tough to get the cards from. Once the Paydex scores start building they will approve easily. They denied twice in the last 3 months, but 2 weeks ago the approved me making way to get more cards from HSBC Biz cards.

If you are looking for a biz visa, FirstEquity is not a bad card to have it reported on your biz d&b report. They dont have lot of thrills and frills, but easy to qualify and get things started for biz credit. I think you should apply at the link I gave you. You'll get it for sure.

[Anonymous]

Theonline pp was there a few day ago now nothing but the invitation.  Even when you click the link you provided it says cannot process application at this time...lol!!  I did g out to amazon and when I saw who handled their biz credit logged out.  I have a love/hate relationship with GEMB.  Had the HD info all filled out and ready to go but figured I can give it six months since I have three trade lins that mey make me a stronger candidate.  Applied Walmart Biz but waiting.

Thanks a lot

[Anonymous]

You make me feel soooooo much better

thanks

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concorduser wrote:

How many is too many inquiries? I have 2 on EX / 11 on TU and 33 or 35 on EX. About 15 of them will be 1 year old in March.

How many is too many inquires for EX? Looks like every one pulls EX and raking up the number of Inq's.

I think they should have a seperate standard for EX inquires. 3 Inq  = 1 Ding

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[Red1Blue]

Hi Ash, this should make you even more happy. Today I could not help it. I pressed the Amex App button 5-6 times for different cards on the Amex site. I dont if Amex treats all the apps on the same day as on 1 inq or as multiple inquiries for each time we push the button. Hope I won't end up having 40-42 inquiries by tomorrow. I am dying for 24 hours to pass so I can pull my 3 in 1 report from TrueCredit and see how bad the damage is. Again, I am not planning on applying for any thing more for next few months. So hopefully I should be able things up by then. 

[fused]

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concorduser wrote:

Hi Ash, this should make you even more happy. Today I could not help it. I pressed the Amex App button 5-6 times for different cards on the Amex site. I dont if Amex treats all the apps on the same day as on 1 inq or as multiple inquiries for each time we push the button. Hope I won't end up having 40-42 inquiries by tomorrow. I am dying for 24 hours to pass so I can pull my 3 in 1 report from TrueCredit and see how bad the damage is. Again, I am not planning on applying for any thing more for next few months. So hopefully I should be able things up by then. 

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Why are you apping like this? How many CCs you get already?

[Anonymous]

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concorduser wrote:

Hi Ash, this should make you even more happy. Today I could not help it. I pressed the Amex App button 5-6 times for different cards on the Amex site. I dont if Amex treats all the apps on the same day as on 1 inq or as multiple inquiries for each time we push the button. Hope I won't end up having 40-42 inquiries by tomorrow. I am dying for 24 hours to pass so I can pull my 3 in 1 report from TrueCredit and see how bad the damage is. Again, I am not planning on applying for any thing more for next few months. So hopefully I should be able things up by then. 

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not sure, but that could be an fr trigger!

[fused]

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dnm45227 wrote:

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concorduser wrote:

Hi Ash, this should make you even more happy. Today I could not help it. I pressed the Amex App button 5-6 times for different cards on the Amex site. I dont if Amex treats all the apps on the same day as on 1 inq or as multiple inquiries for each time we push the button. Hope I won't end up having 40-42 inquiries by tomorrow. I am dying for 24 hours to pass so I can pull my 3 in 1 report from TrueCredit and see how bad the damage is. Again, I am not planning on applying for any thing more for next few months. So hopefully I should be able things up by then. 

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not sure, but that could be an fr trigger!

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Oh it sure is! Guarantee sado!