how many is too many inquiries?

[SonorityGenius]

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concorduser wrote:

Hi Ash, this should make you even more happy. Today I could not help it. I pressed the Amex App button 5-6 times for different cards on the Amex site. I dont if Amex treats all the apps on the same day as on 1 inq or as multiple inquiries for each time we push the button. Hope I won't end up having 40-42 inquiries by tomorrow. I am dying for 24 hours to pass so I can pull my 3 in 1 report from TrueCredit and see how bad the damage is. Again, I am not planning on applying for any thing more for next few months. So hopefully I should be able things up by then. 

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OMG.. if you already have 2-3 Amex cards you are MOST likely getting F/Red regardless of approval.. in fact your 15+ inqs (if hard) will be visible to Amex A/R next pull on EX..

I hope your Tax forms justify the NEED for amex!!!

[Anonymous]

I thought I am the bravest guy on this planet but you beat me. You have that

many inquiries and you got a courage to apply for AMEX and I have 11

inquiries and I cant get a courage to apply for Amex.

I am more scared of Amex than Navy

Message Edited by ashabbir1 on 11-20-2007 06:44 PM

[Red1Blue]

I have all the docs to support my inquiries and FR it they ask for it.  When I applied for car loan about 10 months ago the dealer sent out about 10-12 apps. That is showing as 10 - 12 Inq's. I am building a new business and I had few inquiries they ran on me when I apped for business credit. That is another 10 or so apps. Since then I have become wiser and got 10-12 biz cards with out my PG.

If you remove them from count my inq's would not be more than 10-12 or so. I have written GW's to remove my inq's that pulled for my Biz Credit. Advanta / Citi already removed it. I can not wait till noon Wed to pull my TrueCredit again to find out what the damage is.  Also Amex Oasis for 5K should they should send it despite of the CR status that was the agreement when I paid off the old balance to Amex.

Now I have to start expanding my businss and start working with VC's and Investors to raise the biz capital. I am not sure if they pull hard inq's on me or not. I am sure they will have some kind of credit checks. That is a whole new world that I have never dealt in detail before.

Any way, now I have decided for 6 more months improve the scores, get derog's off and no more apps until I am ready to buy  the investment house. I dont need any more cards at this point. I have enough cards to last for the rest of my life. Thanks to every one in this forum.