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how should i get my way back into Cap 1

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Anonymous
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how should i get my way back into Cap 1

i plan on gettng a mortgage within the next 9-12 months, as soon the loan gets thru i am gona app for either a Discover it/Venture. 

 

i currently have a secured Cap 1 from 2014 jan.  i plan on closing it b4 i app for the venture card , PC the venture to QS b4 the AF hits.  will all these be done with 1 HP?

Message 1 of 4
3 REPLIES 3
OmarGB9
Community Leader
Super Contributor

Re: how should i get my way back into Cap 1

I don't think it takes any HP at all to PC. And definitely not to combine either.

Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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Message 2 of 4
Anonymous
Not applicable

Re: how should i get my way back into Cap 1

when doing s product change with CAP 1, there isn't a hardpull for it.. So you are going on that front if you qualify for a PC.  For a fresh application, it will be hardpulls..

Message 3 of 4
Anonymous
Not applicable

Re: how should i get my way back into Cap 1


@Anonymous wrote:

when doing s product change with CAP 1, there isn't a hardpull for it.. So you are going on that front if you qualify for a PC.  For a fresh application, it will be hardpulls..

Agreed. Just did this last week 

 

Message 4 of 4
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