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virgo
Established Contributor

inquiries

Did you have an outragious amount of inuiries and still got approved? And for what?

 

Thank you.

Message 1 of 46
45 REPLIES 45
-Wade-
Valued Contributor

Re: inquiries


@virgo wrote:

Did you have an outragious amount of inuiries and still got approved? And for what?

 

Thank you.


How many do you have on each ???

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 46
CreditExpressNJ
Established Contributor

IRe: inquiries

Discover IT was approved in Feb , they pulled EQ AND EX both have 30+ inquiries on them.

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 3 of 46
B335is
Moderator Emeritus

Re: inquiries

Citi: over 25
Chase: over 25
Amex: over 25

All were approved, but I think they may focus on last 6 months. I try not to have more than 6 in last 6 months on any CR Smiley Happy
Message 4 of 46
yudeology101
Senior Contributor

Re: inquiries


@B335is wrote:
Citi: over 25
Chase: over 25
Amex: over 25

All were approved, but I think they may focus on last 6 months. I try not to have more than 6 in last 6 months on any CR Smiley Happy

+1, same here

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 46
Involver
Valued Contributor

Re: inquiries

And here I am worried about 13 total lol.
Message 6 of 46
virgo
Established Contributor

Re: inquiries

I have about 20 across the board.  I thought Citi and Discover were inquuiry sensitive. 

Message 7 of 46
Anonymous
Not applicable

Re: inquiries

And I'm here worried about 9(7 for a recent auto loan)
Message 8 of 46
B335is
Moderator Emeritus

Re: inquiries

Well 2 of mine were auto lol.  I recall reading someone that had more than 60 on 1 CR.

Message 9 of 46
Anonymous
Not applicable

Re: inquiries

Someone had 90+ last year😵
Message 10 of 46
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