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@LS2982 wrote:I don't understand the purpose of a bank checking credit for a checking account. Seems to me like a wasted INQ.
+1 I agree with you. They should solely use ChekSystems.
I have opened 3 checking and savings accounts at 3 different banks within the past 60 days and all were a soft pull. (Suntrust, USAA, & Capital One).
They must have changed their policy since 2009 when I opened my USAA checking account.
It was a hard pull for me.