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just applied for bofa better rewards MasterCard

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enharu
Super Contributor

Re: just applied for bofa better rewards MasterCard

Is the myfico report your EX report as well? Or did you get the EQ report?

Are u using experian credit monitoring services, or are you pulling directly in the form of an actual report, such as the free reports due to AA?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 11 of 18
mikey78
Frequent Contributor

Re: just applied for bofa better rewards MasterCard

MYfico Experian report says 10 inquiries
Experian monitoring service website report says 13


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 12 of 18
enharu
Super Contributor

Re: just applied for bofa better rewards MasterCard

Assuming that report is not outdated, I would assume that the myfico report to be more accurate.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 13 of 18
mikey78
Frequent Contributor

Re: just applied for bofa better rewards MasterCard

10 or 13 i think it will look excessive inquiries but
I will call them on monday and see if they can help me out
worst case i will probably have to wait for a letter from them or a call and explain my case
Just hope if they do approve it's not 1000 CL Smiley Very Happy


Thanks for the help Smiley Happy

 

but do i call the backdoor for existing cardholders or the # for new application status option 3?

there were alot of # s


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 14 of 18
09Lexie
Moderator Emerita

Re: just applied for bofa better rewards MasterCard

Message 15 of 18
mikey78
Frequent Contributor

Re: just applied for bofa better rewards MasterCard

hey I just called the backdoor number and spoke with a bank representive
she said I've been approved with 1,000 CL


I tried to upped the CL with her by telling her my cash rewards CL is 5,000.00 but she said that i can try to request the cli when i get the card
so i had a feeling i'm not getting anywhere with her so i just said thanks for the approval and i'm looking forward to receiving the card


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 16 of 18
mikey78
Frequent Contributor

Re: just applied for bofa better rewards MasterCard

it's been a few days maybe i'm being impatient but every day i'm checking my bofa online accout to see a new shiny account linked to my online accounts
but so far i don't see any as of right now but i was wondering how long does it take for them to post my newaccount online after being approved??

I remember after getting call from credit analyst and him approving me i saw it that very moment or the next day

I spoke with someone from credit card dept but she said better bal rewards is different department and call back when they are open but usually they send the card 7 to 10 business days after and i should see the account on my profile sometime in the next few weeks grrrr


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 17 of 18
djc1puno
Valued Contributor

Re: just applied for bofa better rewards MasterCard

Not much you can do but have patience Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 18 of 18
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