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last app and I PROMISE!!!

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creditwatcher2012
Frequent Contributor

last app and I PROMISE!!!

OMG!!! just applied and was approved for a cap 1 spark classic business, (reports to personal credit thus I put it here), SO EXCITED...... FIRST business card!!!!! approved for 500.00! I LOVE CAPITAL ONE, just last month I got an 800.00 CLI accross three cards!!!!!

Message 1 of 13
12 REPLIES 12
Give_Me_Credit_Please
Regular Contributor

Re: last app and I PROMISE!!!

Congrats!! I been on an app spree as well with tons of inq!! I just got approved for Barclay and that's IT!!!! Going in the garden to smell the roses. I promise also!!

Message 2 of 13
creditwatcher2012
Frequent Contributor

Re: last app and I PROMISE!!!

CONGRATULATIONS!!!!!!! to me apping is like an addiction I NEED TO STOP LOL

Message 3 of 13
Credit-hoarder
Valued Contributor

Re: last app and I PROMISE!!!

I know what you ALL mean. I said no more on Friday after I was approved for BP/Chase gas card, but have acquired 2 more since then, and STILL TEETERING on that AMEX gold app. also.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 4 of 13
Themanwhocan
Senior Contributor

Re: last app and I PROMISE!!!


@Credit-hoarder wrote:

I know what you ALL mean. I said no more on Friday after I was approved for BP/Chase gas card, but have acquired 2 more since then, and STILL TEETERING on that AMEX gold app. also.


Remember: apply for quality, not quantity.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 13
Give_Me_Credit_Please
Regular Contributor

Re: last app and I PROMISE!!!

YES!!!! It's like a drug, once you get approve, it make you feel self-worthiness and confident which lead you into apply for more credit cards with higher limits and the feeling of getting approve is more satisfying then the actual credit card it self............I guess that's how it is for me at least.

Message 6 of 13
resilient
Established Contributor

Re: last app and I PROMISE!!!


@Themanwhocan wrote:

@Credit-hoarder wrote:

I know what you ALL mean. I said no more on Friday after I was approved for BP/Chase gas card, but have acquired 2 more since then, and STILL TEETERING on that AMEX gold app. also.


Remember: apply for quality, not quantity.


What's that last card on your signature? The one with the patriotic hat?

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 7 of 13
Anonymous
Not applicable

Re: last app and I PROMISE!!!

Congratulations on your approval and on getting your first business card. Smiley Happy

Message 8 of 13
myjourney
Super Contributor

Re: last app and I PROMISE!!!


@creditwatcher2012 wrote:

OMG!!! just applied and was approved for a cap 1 spark classic business, (reports to personal credit thus I put it here), SO EXCITED...... FIRST business card!!!!! approved for 500.00! I LOVE CAPITAL ONE, just last month I got an 800.00 CLI accross three cards!!!!!


Congrats on the new card and the bumps on the others

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 13
Themanwhocan
Senior Contributor

Re: last app and I PROMISE!!!


@resilient wrote:

@Themanwhocan wrote:

@Credit-hoarder wrote:

I know what you ALL mean. I said no more on Friday after I was approved for BP/Chase gas card, but have acquired 2 more since then, and STILL TEETERING on that AMEX gold app. also.


Remember: apply for quality, not quantity.


What's that last card on your signature? The one with the patriotic hat?


Thats the EmigrantDirect.com card. Which is pretty much the same as the Emigrant card, or probably a thousand other bank cards that are run by Elan. 1% cash back plus 25% bonus each month on the cashback you earn each month. In other words its a 1.25% cash back card.

 

So thats an example of a card you DON'T want to apply for... I can't even PC it to a better card, because Emigrant (or Elan) doesn't offer another non-annual fee card. I'll close that when I get around to using up the small amount of cash back I have on the account. Heck, the card isn't even blue...

 

Yep, gotta get me a nice blue Chase Freedom one of these days. And a SallieMae World Mastercard, yeah, thats a blue one too. Because thats what's really important when it comes to credit cards. Blue...





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 10 of 13
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