It just seems you are looking for any excuse to keep your credit card with NFCU. You were wrong for even applying. You were wrong and no matter who you want to blame, when they do their annual reviews of accounts and when they eventually find out you are a fraud, you will face the appropriate criminal charges. If you are smart you will just call and tell them you misunderstood the requirements and wish to cancel your account, you could even ask them to change their hard inquiries to softs since you were wrong for even applying.
Just for your reference, if you want to go over the Eligibility checklist again, i provided it below. That crap about your "room mate" being in the Navy wont work as well.
P.S I am a NFCU member from being in the Marine Corps for 15 years. I have been deployed for 8 of the 15 years, while my wife of 13 years has held down the house with our four children while i was gone. I have been to Kenya, Somalia, Djibouti, Yemen, Ethiopia, Eritria, Sudan, Kuwait, 2xIraq (currently in Iraq even as i type this response), and various other places during times of war and peace.
It honestly just gets me a tad upset that you start this big "drama" post just to tell us all that you applied for something by lying.
Eligibility Checklist
Navy Federal's Field of Membership is determined by the National Credit Union Administration (NCUA). If you are in any of these categories, you are eligible to join.
- All Department of the Navy (DON) Personnel—regardless of location or rank, including:
- Active duty Navy and Marine Corps
- Reservist, regardless of drilling status
- Civilian employees
- Contractors assigned to DON sites afloat or ashore
- Officer Candidate programs, NROTC, U.S. Naval Academy, U.S. Coast Guard Academy, U.S. Merchant Marine Academy
- U.S. Government—Military and civilian personnel employed by the U.S. Government assigned to, stationed at or working at a Navy installation, afloat or ashore
- Retired—from any of the categories listed above
- Family—including:
- Grandparents
- Parents
- Spouse
- Siblings
- Children (includes adopted, foster and stepchildren)
- Grandchildren
- Household Members
Once your family members have joined, they can extend the membership opportunity to their family members, too.
Questions? Read our FAQ:
http://www.navyfcu.org/about/membership_faq.htmlFor more information, please call 1-888-842-NFCU (6328)
ashabbir1 wrote:
yep I agree with you buy how can they make that kind of mistake
and send me the memebership packet with access number
They do run a credit check and do back ground check before sending the information.
It took them 10 days to send me that packet so ofcourse they have checked
few things before sending me that.
?