<ptatohed>, Use Your Citi Custom Cash Card and Earn Extra ThankYou Points on Eligible Purchases.

[ptatohed]

I receive an e-mail with the subject line the same as this thread's.  It was one-click activation.  Easy, and done.  

Congratulations, <ptatohed>, You've Activated the Offer!

Starting with your next purchase, you’ll earn an additional 1 ThankYou® Points per $1 spent, up to 2,500 points, now through 11/30/2022, when you use your Citi Custom CashSM Card on eligible purchases.

My question is this.  As many of us here do, we use citi CC as a 5% CB 'gap filler', per quarter, based on a category we might otherwise be missing 5% CB on with our 5% rotators.  Thus, for this current quarter (Q3, Jul - Sep '22), I have designated my CC to groceries.  Well, per the e-mail, the extra TY points are on the categories listed below.  Where I am confused is, does 'favorite retailers' cover grocery stores?  

✓ Shopping at your favorite retailers

✓ Restaurants

✓ Computer and Electronics

Thank you.  

[AndySoCal]

receieved the same offer as well. I have activated the offer.

[James3]

I may have to see if I can product change my Citi Double Cash card to this card. The Double Cash card is disappointing, especially as one of my 1% cashback cards now offers a flat 2% cash back on everything.

[OmarGB9]

I'm no Citi expert by any means, but I would think favorite retailers would be clothing/homegood stores, NOT grocery stores. 

[ptatohed]

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@OmarGB9 wrote:

I'm no Citi expert by any means, but I would think favorite retailers would be clothing/homegood stores, NOT grocery stores. 

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I was afraid of that and I bet you are right.  Thanks.  Oh well.  

[DJRobbieD]

@ptatohed I received a similar offer last week on my CCC with the following language:

I interpret it to mean ANY purchases the card with the above types of merchants just examples.  The fine print footnote 1 doesn't mention specific categories.

[ptatohed]

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@DJRobbieD wrote:

@ptatohed I received a similar offer last week on my CCC with the following language:

I interpret it to mean ANY purchases the card with the above types of merchants just examples.  The fine print footnote 1 doesn't mention specific categories.

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You might be right @DJRobbieD .  The words 'such as' would lead us to believe there are more categories beyond the ones listed.  But now I am jealous, you got an offer for 4 additional points, mine was only for 1!  Nice score for you.  

[DJRobbieD]

@ptatohed my CCC was dormant for several months after I hit the SUB spend, so I guess this is their way enticing me to dust off the card. The 2,500 TYP cap on the offer equates to $625 spend, so I'll couple the offer with a 5% category for a couple billing cycles to get a 9% effective cash back rate on that spend

[ptatohed]

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@DJRobbieD wrote:

@ptatohed my CCC was dormant for several months after I hit the SUB spend, so I guess this is their way enticing me to dust off the card. The 2,500 TYP cap on the offer equates to $625 spend, so I'll couple the offer with a 5% category for a couple billing cycles to get a 9% effective cash back rate on that spend

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Ok, now you are just downright bragging!  lol 

[CL-Addiq]

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@DJRobbieD wrote:

@ptatohed my CCC was dormant for several months after I hit the SUB spend, so I guess this is their way enticing me to dust off the card. The 2,500 TYP cap on the offer equates to $625 spend, so I'll couple the offer with a 5% category for a couple billing cycles to get a 9% effective cash back rate on that spend

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I highly doubt it works this way. I recently got a similar offer for 5% back at PayPal on my Double Cash and was disappointed to see on my monthly statement that I had earned 1 point per dollar on everything except PayPal and then a special offer category with 4 points per dollar on PayPal spend. I definitely did not get the 7% back I expected.

I think the "in addition to" should be interpreted as an additional way to earn points and not as a way to stack them.