moving credit/lowest CL minimum for CSR?

[MudkipsRKooL]

I got a pre-approved offer for 15K for Chase CSR, ofc I don't plan on holding it longer than 2 years. I was wondering if I can move say 13K of that to my other Chase cards is that possible or do they require min. of 5K on that card? Anybody have success in say keeping it as low as $200 or $500? 

[K-in-Boston]

$10,000 is the minimum credit line for a Chase-issued Visa Infinite card.  The only way to get the credit line lower would be to product change.

[FinStar]

To add to @K-in-Boston's comment, Chase won't go any lower than $500 on the majority of their cards.

[jdbkiang]

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@K-in-Boston wrote:

$10,000 is the minimum credit line for a Chase-issued Visa Infinite card.  The only way to get the credit line lower would be to product change.

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No disrespect, @K-in-Boston , cause I know you're the expert, but $10K is the minimum line to get the card approved. However, there are many DP's of being able to lower the credit line below $10K after approval. I have to update my siggy, but I recently cut down my exposure with Chase in order to open some new cards with them and my CSR and RC are now at $8000 and $5000, respectively. 

[Anonymous]

@jdbkiang Do you really have 5 AXPs? What's the strategy there?

[K-in-Boston]

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@jdbkiang wrote:

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@K-in-Boston wrote:

$10,000 is the minimum credit line for a Chase-issued Visa Infinite card.  The only way to get the credit line lower would be to product change.

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No disrespect, @K-in-Boston , cause I know you're the expert, but $10K is the minimum line to get the card approved. However, there are many DP's of being able to lower the credit line below $10K after approval. I have to update my siggy, but I recently cut down my exposure with Chase in order to open some new cards with them and my CSR and RC are now at $8000 and $5000, respectively. 

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@jdbkiang none taken whatsoever!  So it appears for their Visa Infinite products they are going with the $5k rule like Visa Signature products for minimums.  That's good to know.  I know in the past, there were some issues with a forced product change when dropping it down - which some were using to force a refund of the AF due to CARD Act compliance immediately after receiving the SUB before Chase got wise to that and started cracking down on the abuse.

[coldfusion]

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@K-in-Boston wrote:

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@jdbkiang wrote:

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@K-in-Boston wrote:

$10,000 is the minimum credit line for a Chase-issued Visa Infinite card.  The only way to get the credit line lower would be to product change.

---

No disrespect, @K-in-Boston , cause I know you're the expert, but $10K is the minimum line to get the card approved. However, there are many DP's of being able to lower the credit line below $10K after approval. I have to update my siggy, but I recently cut down my exposure with Chase in order to open some new cards with them and my CSR and RC are now at $8000 and $5000, respectively. 

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@jdbkiang none taken whatsoever!  So it appears for their Visa Infinite products they are going with the $5k rule like Visa Signature products for minimums.  That's good to know.  I know in the past, there were some issues with a forced product change when dropping it down - which some were using to force a refund of the AF due to CARD Act compliance immediately after receiving the SUB before Chase got wise to that and started cracking down on the abuse.

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i agree with @jdbkiang 's comment as I've seen multple similar reports as well, mostly from bonus-chasers looking to reduce their overall exposure with Chase before applying for another card.   What I don't know is how low Chase will allow the CL to be dropped. 

[jdbkiang]

@K-in-Boston I know the minimum CL required for approval of VI cards is still $10000, but I believe you can lower all the way to $500 after approval. 

@Anonymous I have 4 Amex Business Platinum cards, yes. They offered $0 AF + 100,000 points, so I had to take it. 

[Anonymous]

Wow that's quite a deal! Don't blame you for taking it.