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@wacdenney wrote:I'm in the same boat as you. I can get approvals all day long for top notch cards, but Crap1 wont give me the time of day. It feels like they actually go out of their way to screw me over. They hate me and I hate them back! At this point I am done with them. Crap1 and Citi also. They can both kiss my arse!
Whoa settle down there
@wacdenney wrote:I'm in the same boat as you. I can get approvals all day long for top notch cards, but Crap1 wont give me the time of day. It feels like they actually go out of their way to screw me over. They hate me and I hate them back! At this point I am done with them. Crap1 and Citi also. They can both kiss my arse!
I think there quite a few of us in this boat.
@Anonymous wrote:But hang on a sec... You got a Ring with that many inqs??? Barclay made me recon my Sallie Mae with 4 inqs and wanted a f****** explanation for them lol!!!! I was like "I still have only student cards and needed to move up to prime cards". That satisfied them and I was approved. How did they approve you when they are so inq sensitive with so many here lol.
Impact of inquiries varies by credit profile -- not just creditor.