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MsQueenB wrote:If a new person comes on with a credit problem of any kind, certain people attack, and I do mean attack them for being irresponsible, lazy, on and on. It's a wonder anybody wants to ask questions for fear of being shot down by some of those peopleMs. Queen I agree and seen it happen. I find this forum a safe haven and respect the monitors and people that provide positive helpful responses without you feeling as if you have lost your dignity.