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myFICO Boards

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Anonymous
Not applicable

myFICO Boards

I've noticed something about these boards the couple of months I've been on: The posters on here are NICE!  I lurk around other boards, two in particular who shall remain nameless, and the disrespect and insults are disgusting!  The posters argue amongst themselves, hurling insults and calling names, it's so juvenile.  I really don't see the sense of them being on the boards except to bully people.  How boring and pathetic.
 
If a new person comes on with a credit problem of any kind, certain people attack, and I do mean attack them for being irresponsible, lazy, on and on.  It's a wonder anybody wants to ask questions for fear of being shot down by some of those people!
 
I've learned so much about credit cards since I've been on here and all I can say is the myFICO boards have classy posters (present company included, of course)! Smiley Wink
Message 1 of 21
20 REPLIES 20
fused
Moderator Emeritus

Re: myFICO Boards

I agree 100%! I hang at other forums, but this is far and away my favorite board for the same reasons you stated. BTW, since this thread is not specifically discussing CCs, I am going to move it to the GCI forum.
Message 2 of 21
NICKI183
Established Contributor

Re: myFICO Boards



MsQueenB wrote:
 If a new person comes on with a credit problem of any kind, certain people attack, and I do mean attack them for being irresponsible, lazy, on and on.  It's a wonder anybody wants to ask questions for fear of being shot down by some of those people
 
Ms. Queen I agree and seen it happen.  I find this forum a safe haven and respect the monitors and people that provide positive helpful responses without you feeling as if you have lost your dignity.
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 3 of 21
fused
Moderator Emeritus

Re: myFICO Boards

On second thought, maybe I will not move this thread after reading your last sentence...hmm, should I or shouldn't I?
Message 4 of 21
Anonymous
Not applicable

Re: myFICO Boards

LOL I don't even like boards/forums for the very reasons you've listed, but I'm addicted to the MyFico forums and no one who knows me can believe it Smiley Very Happy
Message 5 of 21
haulingthescoreup
Moderator Emerita

Re: myFICO Boards

The one time that I stuck my head in Planet Feedback, I was just aghast. There was one poster who was a bit obnoxious, I suppose, but they were just ripping him to shreds. It's like online Jerry Springer.

A big part of turning bad credit around is getting past guilt and shame and defensiveness. I don't know how anyone sticks it out on the other boards long enough to get some self-confidence and understanding.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 6 of 21
fishbjc
Senior Contributor

Re: myFICO Boards

I Agree!  We're all here to support each other.  I made myself a promise that I would gain knowledge, repair credit and pass along what I learned to others. 
 
 
Message 7 of 21
Anonymous
Not applicable

Re: myFICO Boards

It is indeed a rare occurrence to stumble upon a forum populated by such a diverse group of people, who come from various socio-economic-political backgrounds that seek improvement in their credit lives and become successful in those endeavors, without judgement, sarcasm, or condescending behavior from others.

I believe it is the purveyors of this forum, who spawned this air of cooperation, sincerity and assistance. And my sincere thanks to them.

I too have strayed into other forums, and was appalled by the behavior displayed there. I come back here and think to myself why go elsewhere when I can find more than I can ever hope to comprehend right here at the myFiCO forums? Not only have I no need to seek information elsewhere, I do not DESIRE to go elsewhere.
Message 8 of 21
Anonymous
Not applicable

Re: myFICO Boards

Dido... The first thing in the morning after I check all my cc accounts for possible CLI's and email for possible score alerts I go straight to Myfico. Then I get home and go back on the boards to see whats going on....At one point a family member asked me if I was having an affair because I spend so much time at the computer. LOL!
Message 9 of 21
marty56
Super Contributor

Re: myFICO Boards

There was one person a few months ago that was posting about FICO was designed to keep people from getting ahead or some such nonsense like that.
 
She even had a web sute with a forum that only she was allowed to post under.  Very scary/
 
Anyone here remember that episode?
 
On the gamers forums, they are called trolls and I dont think we currently have any here.  I suspect that if one shows up, they are quickly dispatched by the mods here.  After loosing 40 points on their FICO score of course.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 10 of 21
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