I have one credit card. It has a 500 limit, it currently reports on my credit report with about a balance of $350. My mid score is 612 so my LO needs me to get to 620 for fha.
It will update on 3/9
Currently it has a $100 balance.
I need to know what amount is the best for a high score jump. I heard between 5-10% and some people say 45% so help, I just need 8 points.
Oh and yes this is my only CC that I can work with here!
If this is your only card i will PIF an let it report a 0 balance i'm sure you will get a jump then.