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@Anonymous wrote:
That HSBC pre-app link looks too much like a hard inquiry. They ask for employer, address, income and have an agreement at the bottom that you are agreeing to let them view your credit info. I'd say that's a hard.
I myself would never try it anyway...HSBC ('nuff said).... but for people that might need it or want it for some reason....be careful, looks like a hard.
@haulingthescoreup wrote:
But I was bitten on HSBC's pre-app site for Best Buy. Others were using it and backing out, but somehow I wound up with a BB store card. The penalty for curiosity.
Nice CL, but I sure don't need it. I still haven't figured out exactly where I pulled the trigger. There wasn't a box that said "clicking this authorizes HSBC to pull your credit," but bingo, they did. Just a cautionary sad tale.
I'm afraid I would have to cave in with an offer like this from BOA. If you don't apply, you will become my new hero.
thrasher865 wrote:I hate this thread! I went to BofA's site and found I'm "preapproved" for $4500, which would be my highest CL....You're gonna get me kicked out of the concordusercenter