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need some help with amex ***UPDATE***

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slap_happy
Frequent Contributor

need some help with amex ***UPDATE***

hi guys, I have a BSP for almost 90 days now, I want to do the 3xcli but amex has not soft pulled my cr since august when I was at 35 days! 

the reason I have not done it yet is in august my util was around 40-50%, it has been 1% since mid september but amex does not know that yet.

my question is... does anyone know of a way to get them to soft pull the cr? I tried the "will my charge be approved" thingy and have made multiple payments, I have put about $15,000 through the card. its very surprising that they have not SP in so long... any help is appriciated. 




Message 1 of 14
13 REPLIES 13
jsickz32
Valued Contributor

Re: need some help with amex...

I would just wait but if you really just wanna be SPd then try apping for another card. If denied will be a SP but if approved it will be a HP. Why not just go for it....chances are they'll SP when you do it. Good luck

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Message 2 of 14
myjourney
Super Contributor

Re: need some help with amex...


@slap_happy wrote:

hi guys, I have a BSP for almost 90 days now, I want to do the 3xcli but amex has not soft pulled my cr since august when I was at 35 days! 

the reason I have not done it yet is in august my util was around 40-50%, it has been 1% since mid september but amex does not know that yet.

my question is... does anyone know of a way to get them to soft pull the cr? I tried the "will my charge be approved" thingy and have made multiple payments, I have put about $15,000 through the card. its very surprising that they have not SP in so long... any help is appriciated. 


Is it possible they SP another CB?

Reason I ask is on new accounts Amex loves to peak and the fact you haven't been since Aug. is weird

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 14
slap_happy
Frequent Contributor

Re: need some help with amex...


@myjourney wrote:

@slap_happy wrote:

hi guys, I have a BSP for almost 90 days now, I want to do the 3xcli but amex has not soft pulled my cr since august when I was at 35 days! 

the reason I have not done it yet is in august my util was around 40-50%, it has been 1% since mid september but amex does not know that yet.

my question is... does anyone know of a way to get them to soft pull the cr? I tried the "will my charge be approved" thingy and have made multiple payments, I have put about $15,000 through the card. its very surprising that they have not SP in so long... any help is appriciated. 


Is it possible they SP another CB?

Reason I ask is on new accounts Amex loves to peak and the fact you haven't been since Aug. is weird


MJ, I have checked all 3 of my cr's, amex has never checked any other then exp. I have been with them since 97. it is weird, they used to sp me like 2-3 times a month every month until the last 2 months, its like they know i wanna 3xcli lol




Message 4 of 14
slap_happy
Frequent Contributor

Re: need some help with amex...


@jsickz32 wrote:

I would just wait but if you really just wanna be SPd then try apping for another card. If denied will be a SP but if approved it will be a HP. Why not just go for it....chances are they'll SP when you do it. Good luck


I dont really wanna app for a card I really dont need just to get sp'd, I mean, it is an option but I also dont want to app for anything until I at least get the 3xcli, im trying to go from $5000 to $15000!




Message 5 of 14
myjourney
Super Contributor

Re: need some help with amex...


@slap_happy wrote:

@myjourney wrote:

@slap_happy wrote:

hi guys, I have a BSP for almost 90 days now, I want to do the 3xcli but amex has not soft pulled my cr since august when I was at 35 days! 

the reason I have not done it yet is in august my util was around 40-50%, it has been 1% since mid september but amex does not know that yet.

my question is... does anyone know of a way to get them to soft pull the cr? I tried the "will my charge be approved" thingy and have made multiple payments, I have put about $15,000 through the card. its very surprising that they have not SP in so long... any help is appriciated. 


Is it possible they SP another CB?

Reason I ask is on new accounts Amex loves to peak and the fact you haven't been since Aug. is weird


MJ, I have checked all 3 of my cr's, amex has never checked any other then exp. I have been with them since 97. it is weird, they used to sp me like 2-3 times a month every month until the last 2 months, its like they know i wanna 3xcli lol


Lol hang in there your chance to strike will come and probably pay off big time

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 14
DiabolicallyRandom
Established Contributor

Re: need some help with amex...

I think applying for a new card would eliminate the 61 day increase.  Im pretty sure it has to be 61 days from the most recently opened line of credit.  

Message 7 of 14
slap_happy
Frequent Contributor

Re: need some help with amex...


@myjourney wrote:

@slap_happy wrote:

@myjourney wrote:

@slap_happy wrote:

hi guys, I have a BSP for almost 90 days now, I want to do the 3xcli but amex has not soft pulled my cr since august when I was at 35 days! 

the reason I have not done it yet is in august my util was around 40-50%, it has been 1% since mid september but amex does not know that yet.

my question is... does anyone know of a way to get them to soft pull the cr? I tried the "will my charge be approved" thingy and have made multiple payments, I have put about $15,000 through the card. its very surprising that they have not SP in so long... any help is appriciated. 


Is it possible they SP another CB?

Reason I ask is on new accounts Amex loves to peak and the fact you haven't been since Aug. is weird


MJ, I have checked all 3 of my cr's, amex has never checked any other then exp. I have been with them since 97. it is weird, they used to sp me like 2-3 times a month every month until the last 2 months, its like they know i wanna 3xcli lol


Lol hang in there your chance to strike will come and probably pay off big time


I hope your right MJ Smiley Happy 




Message 8 of 14
09Lexie
Moderator Emerita

Re: need some help with amex...

They didn't sp my DH either until after his CLI. We kept checking but they just weren't interested. The CLI went through without a problem.
Message 9 of 14
slap_happy
Frequent Contributor

Re: need some help with amex...

low and behold, they finally soft pulled my yesterday! I checked my CR this morning and there is a SP from them on 11/02/13. 

so im ready to go... hoping for the full 3x that will take me to $15000 CL. 

 

should I do it today on a sunday? i remember reading somewher that sunday is not the best day, any truth to that?




Message 10 of 14
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