new reporting practices for Discover?

[lg8302ch]

In the past Discover always reported the statement balance for me but this month it got a random amount and not what was on the statement balance. (Noticed because I needed a 0 balance reporting this month )  Discover explained me that they report the account balance on the last business day of the month   Is this new? Anybody else noticed this lately?

[09Lexie]

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@lg8302ch wrote:

In the past Discover always reported the statement balance for me but this month it got a random amount and not what was on the statement balance. (Noticed because I needed a 0 balance reporting this month )  Discover explained me that they report the account balance on the last business day of the month   Is this new? Anybody else noticed this lately?

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Not for me or DH, reported as usual. 

[lg8302ch]

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@09Lexie wrote:

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@lg8302ch wrote:

In the past Discover always reported the statement balance for me but this month it got a random amount and not what was on the statement balance. (Noticed because I needed a 0 balance reporting this month )  Discover explained me that they report the account balance on the last business day of the month   Is this new? Anybody else noticed this lately?

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Not for me or DH, reported as usual. 

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Was your statement cut date in May or April?  For me it always was the statement amount until 04/02 but as of 05/02 it all the sudden was with any other amount than the statement amount.

[BootStraps]

Discover hasn't updated for me at all since the end of February.

Bummer since I got a CLI in April.

[MidnightJester]

I would definetly say that discover has issues with their sysytem reporting your proper statements during months that you get a CLI. Both months I recieved a CLI from Discover I did not have discover and  CRA's update. That month they left it blank till I put effort to fix it. Not sure what throws it off. Personaly I lowered both my amount owed with them and lowered my Utilization so that might throw off their reporting when you also mix in a CLI.

[takeshi74]

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@lg8302ch wrote:

In the past Discover always reported the statement balance for me but this month it got a random amount

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It's not random.  It's certainly your balance -- just not on the date you expected.  IIRC Discover other threads have indicated that Discover can report at times other than statement end.  For me it has only been statement end so far.

[09Lexie]

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@lg8302ch wrote:

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@09Lexie wrote:

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@lg8302ch wrote:

In the past Discover always reported the statement balance for me but this month it got a random amount and not what was on the statement balance. (Noticed because I needed a 0 balance reporting this month )  Discover explained me that they report the account balance on the last business day of the month   Is this new? Anybody else noticed this lately?

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Not for me or DH, reported as usual. 

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Was your statement cut date in May or April?  For me it always was the statement amount until 04/02 but as of 05/02 it all the sudden was with any other amount than the statement amount.

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Mine was the 4th and DH was two days later. Both reported for May

[cclee]

Mine has always reported the statement balance unless my statement cut on a weekend, then it reported whatever the balance was on the following business day.  They will also skip the month that you get CLI.

[-Wade-]

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@lg8302ch wrote:

In the past Discover always reported the statement balance for me but this month it got a random amount and not what was on the statement balance. (Noticed because I needed a 0 balance reporting this month )  Discover explained me that they report the account balance on the last business day of the month   Is this new? Anybody else noticed this lately?

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For me Discover reported as they always do on the 9th of each month.

[Bluedog23]

For whatever reason, Discover has not reported for me since March 2 --- a 62.00/ 5000 balance ( used the card too close to closing date with some pendings out there) Somehow I managed to have a similar small balance report for April closing. Paid to zero balance for May closing. No update on CRA since March. Annoying, really because the new myFico scoring,dropped,me 7 points in April for having too many cc with a balance. Strange, two cc report in  March and score stays at 745. Very next month in April with balances the same except for maybe 10.00 change and I get dinged for too many cards with balances (that's 2/5 cards). Just wish Discover would update so maybe I can get my score,back to 745. Can't be too mad at Discover though since I got a sp CLI  5000 to 8000 on May 2.