@svtthis wrote:Which card shou l d i apply for next? Its been 8 months since i last applied for anything.
Here is what i have now
Merrick 2k
Walmart 1.1k
Nfcu 6k
Barclay mc rewards 3k
Scores are 650ish maybe higher
Util around 25%
8 inq
Aaoa around 2 yrs
Bk7 2011
Drop the reported util to below 10% and go for Discover It.
@svtthis wrote:Which card shou l d i apply for next? Its been 8 months since i last applied for anything.
Here is what i have now
Merrick 2k
Walmart 1.1k
Nfcu 6k
Barclay mc rewards 3k
Scores are 650ish maybe higher
Util around 25%
8 inq
Aaoa around 2 yrs
Bk7 2011
Your scores are too low if your assumption is correct. You would just be obtaining more low starting limit cards.
But if you must apply, I suggest Sallie Mae mastercard. It is a Barclay card, and they are somewhat tolerant of BK. And if you use the card, they usually give cli's every 6 months at the start. I agree that Discover It is also a possibility.
Get your utilization down first.
