Hi lisa,
If this is the last baddie on your reports, don't be
suprised if your scores pop 50-70 points.
We had a forum member in a similar situation last month.
He had a 690 Equifax before the last baddie dropped. Once
it dropped, his score shot up 70 points to 760!. He went online
to BMW Finance and got pre-approved for a brand new car and
then picked it up at a local dealership later that afternoon. When
he got to the dealership he found he'd also been pre-approved for
a BMW Visa card, so he accepted that as well. And all because his
last baddie dropped. How sweet is that???!!!
So yes, when the last baddie drops from a credit report (assuming
the rest of your accounts are in good standing). scores can really
skyrocket.
Good luck to you!
CanDo
"The right attitude is everything"