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I opened an orchard bank card on 3/23 and it's not apprearing on my CR yet. i have cct and pull daily. they said it could take up to 45 days. i'm looking to rebuild after a BK and really need this card to report. any advice?
@brandiwine13 wrote:I opened an orchard bank card on 3/23 and it's not apprearing on my CR yet. i have cct and pull daily. they said it could take up to 45 days. i'm looking to rebuild after a BK and really need this card to report. any advice?
I applied 2/27 for a credit card, got approved 3/14, and they started reporting 4/23. Hope this helps. It took forever for them to send the email that I was approved, but I had that I was since the 27th. Then, I waited almost 3 weeks after the email for my card to come. I was so scared it got lost in the mail.
Hope that helps somewhat. They took their time. I got a two point increase EQ for the inquiry, and lost 14 points when they reported....new account. :-(
Orchard Bank reports the balance of the last statement at the end of each month. For example, if your statement cycles on 05/03/10 and you just paid your account, your $0 balance will cycle on 06/03/10 but will not be reported until 06/30/10 -- in effect making it seem that they are behind on the reporting. On the other hand, if your statement cycles on 05/28/10, your zero balance will be reported on 05/31/10 or the next business day since that's a Holiday. Hope that helps...
They report around the 15th of ea month.
happy0510, you're right. They finally updated the correct balance today! Thx
Really? That's actually sooner than I would expect!! Lol Congrats
Imagine my shock. LOL! Thanks!