paypal

[Shawndoe79]

is paypal credit a hard or soft pull during checkout, it's only asking for the last 4 of my social?

[TRC_WA]

SP.

[Shawndoe79]

Ok cuz I see where some were saying that it was a hard pull, but I never seen a hard pull when only asking for the last 4 of the social

[Anonymous]

If this is your first time applying for PayPal Credit it could be a HP - it was for me and they only asked for the last 4 of my ss#. But once you get approved for it, then it's only a SP if you ever try to go over your limit.

[Anonymous]

---

@Shawndoe79 wrote:

Ok cuz I see where some were saying that it was a hard pull, but I never seen a hard pull when only asking for the last 4 of the social

---

It's an SP but there are definitely creditors like Comenity that will do a HP from just your last 4. You should always assume a HP whenever applying for credit unless specifically told otherwise and even then it could always result in an HP

[Anonymous]

---

@Anonymous wrote:

If this is your first time applying for PayPal Credit it could be a HP - it was for me and they only asked for the last 4 of my ss#. But once you get approved for it, then it's only a SP if you ever try to go over your limit.

---

It was an SP for me when I got it last December.

[Anonymous]

I just logged on to my PayPal because I am buying somethig and it gve me the option to apply where the system tries get you approved for PayPal bill me latter mc and if not they try to get you approved for the paypr connect. Is it really a soft pull

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

If this is your first time applying for PayPal Credit it could be a HP - it was for me and they only asked for the last 4 of my ss#. But once you get approved for it, then it's only a SP if you ever try to go over your limit.

---

It was an SP for me when I got it last December.

---

They Hp'd me last October when I got it. I didn't think they would cause it only asked for the last 4 of my social, but they did. To be fair though, it was my first Comenity product so that could be why.

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

If this is your first time applying for PayPal Credit it could be a HP - it was for me and they only asked for the last 4 of my ss#. But once you get approved for it, then it's only a SP if you ever try to go over your limit.

---

It was an SP for me when I got it last December.

---

They Hp'd me last October when I got it. I didn't think they would cause it only asked for the last 4 of my social, but they did. To be fair though, it was my first Comenity product so that could be why.

---

It was my first as well. Who knows what they'll do then.  Just goes to show that you should always assume the possibility of an HP

[Anonymous]

FWIW, they HP'd Equifax