paypal

[Anonymous]

That explains why I was immediately denied and no hp was done when I applied after for the bill me later. What if I close my current account with synchrony can I than apply np for the bill me later with my same account?

[CreditCuriosity]

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@Anonymous wrote:
That explains why I was immediately denied and no hp was done when I applied after for the bill me later. What if I close my current account with synchrony can I than apply np for the bill me later with my same account?

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not sure... i would hold on to the MC though as it you already hit you CR's..  Others can ring in though on this on closure.  Personally I just wouldnt advise it.

[IncrsCreditScore1]

Mine was a HP.  A few months ago I canceled it, because, IMO, they started pulling some stuff I did not like.

[Anonymous]

Thank you yeah I might as well it doesn't seem like a bad card at all $1K to start let's see how much it can grow

[Anonymous]

So far I like this card. I just do not like the way the payment is set up. I like to pay as I go. I made 2 payments and none of them reflected my account and this morning I got the $25 minimum payment due with 2 payments pending(which is the full payment for the balance). however immediately funds were taken out of my bank account upon day of payment which is not fair.

[Anonymous]

I regret having applied for PayPal credit when I was a credit card nub back in April. Why make a purchase with them when I can get up to 5% cash back on my other cards? And, if you want a credit limit increase on your PayPal credit, you have to purchase way beyond your current limit. Too bad I can't PC Paypal Credit to a VISA/Mastercard.

[Anonymous]

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@Anonymous wrote:

I regret having applied for PayPal credit when I was a credit card nub back in April. Why make a purchase with them when I can get up to 5% cash back on my other cards? And, if you want a credit limit increase on your PayPal credit, you have to purchase way beyond your current limit. Too bad I can't PC Paypal Credit to a VISA/Mastercard.

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Hate to give you more bad news, but it's another HP for going over your credit limit.

[Countingpennies]

Peanut6, most folks that apply for the Paypal Mastercard end up with the Paypal Connect, so don't feel too bad.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I regret having applied for PayPal credit when I was a credit card nub back in April. Why make a purchase with them when I can get up to 5% cash back on my other cards? And, if you want a credit limit increase on your PayPal credit, you have to purchase way beyond your current limit. Too bad I can't PC Paypal Credit to a VISA/Mastercard.

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Hate to give you more bad news, but it's another HP for going over your credit limit.

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LIke I said previously. There is no purpose in using Paypal credit when I can use my 5% double cash back credit card [Discover it]. Also, I've only received on HP from Paypal credit CCB/PPC [opening]; I've had numerous credit limit increases with Paypal credit, formerly known as Bill Me Later.

Trust me. I count my HP religiously.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I regret having applied for PayPal credit when I was a credit card nub back in April. Why make a purchase with them when I can get up to 5% cash back on my other cards? And, if you want a credit limit increase on your PayPal credit, you have to purchase way beyond your current limit. Too bad I can't PC Paypal Credit to a VISA/Mastercard.

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Hate to give you more bad news, but it's another HP for going over your credit limit.

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LIke I said previously. There is no purpose in using Paypal credit when I can use my 5% double cash back credit card [Discover it]. Also, I've only received on HP from Paypal credit CCB/PPC [opening]; I've had numerous credit limit increases with Paypal credit, formerly known as Bill Me Later.

Trust me. I count my HP religiously.

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http://ficoforums.myfico.com/t5/Credit-Cards/PayPal-credit-hit-me-with-a-HP-for-CLI-comenity/m-p/4296414/highlight/true#M1225594