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please explain???!!!!

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Anonymous
Not applicable

please explain???!!!!

what exactly is a hooters cc? Can someone fill me in?
Message 1 of 5
4 REPLIES 4
haulingthescoreup
Moderator Emerita

Re: please explain???!!!!

Smiley Very Happy

It's a MC (I think not a Visa?) offered by Merrick Bank, co-branded with the fine dining establishment of the same name. I think you get some sort of discount on wings with it, but it is mainly used as a stepping-stone card for those moving out of the sub-primes, but not quite yet able to qualify for the big boys (Citi, Chase, etc.) Sort of like WaMu.

And of course the other use is its shock value. Smiley Happy Seems like you get a mag with it too.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 5
Anonymous
Not applicable

Re: please explain???!!!!

It is a MasterCard issued by Merrick Bank and has the Hooters brand name and logo on it. They are supposedly easy to get, although they turned me down three times and asked me to quit sending them letters of reconsideration. Smiley Sad
 
I can't get one with a super income and a now super clean credit report but my 19 year old nephew with a part time job got one. So YMMV.
Message 3 of 5
spiritcraft1
Valued Contributor

Re: please explain???!!!!

where have you apped Pappy?  What are your scores and inqs?

Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 4 of 5
cw81
Frequent Contributor

Re: please explain???!!!!



@Anonymous wrote:
It is a MasterCard issued by Merrick Bank and has the Hooters brand name and logo on it. They are supposedly easy to get, although they turned me down three times and asked me to quit sending them letters of reconsideration. Smiley Sad
 
I can't get one with a super income and a now super clean credit report but my 19 year old nephew with a part time job got one. So YMMV.







Pappy I feel your pain they denied me several months ago pulled TU my lowest score at that time 613 Fico. I reconned but was unsuccessful. I dont need them now I have BOA , CAP1 Orchard and my Secured CU cc to help me along my way.
Message 5 of 5
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