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please sum up all discover dislike in this thread

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Anonymous
Not applicable

Re: please sum up all discover dislike in this thread

$11 BT sounds like fun!
Message 41 of 195
chalupaman
Super Contributor

Re: please sum up all discover dislike in this thread

I really don't understand what value is there is to transferring an $11 balance like that besides the lack of a fee and keeping the card active.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 42 of 195
Anonymous
Not applicable

Re: please sum up all discover dislike in this thread

Wasting time, and money mostly.
Message 43 of 195
Gunnar419
Valued Contributor

Re: please sum up all discover dislike in this thread


@chalupaman wrote:

I really don't understand what value is there is to transferring an $11 balance like that besides the lack of a fee and keeping the card active.


In the context, I'd guess it has to do with trying to inflict petty harm on CapOne and Discover. Why? Who knows?

 

Might be some juggalo inspired thing. Maybe not, but I agree it doesn't make any sense as a way of trying to build a good relationship with a ccc.

 

https://en.wikipedia.org/wiki/Juggalo

Message 44 of 195
Imperfectfuture
Super Contributor

Re: please sum up all discover dislike in this thread


@juggalo9er wrote:

@NRB525 wrote:

@juggalo9er wrote:

@NRB525 wrote:

@juggalo9er wrote:

had card 1 year 1000 starting line

2 hp's over 3 months 1500, 250 each time

closed account when disco requested 4506-t


hold on now, you just posted in another thread that you were doing an $11.00 BT between Discover and CapOne? That doesn't seem like an odd set of transactions to you? Just throwing out ideas for why they would want to know more about what you are doing.


i am sure my account was fr'd due to a joke of an $11 balance transfer lol

if thats why they closed the account then they are worse then i could put into words


I thought you closed the account? Lenders don't spend time on a 4506-t or Income Verification request without some reason.


debateable who closed it, technically they did the moment they asked for the 4506-t


We are responsible for our own actions.  You seem to be rather bitter after recent circumstances.  Why play with a card, if you don't like the card, sd for year and close it.  2 years post bankruptcy, you are rather lucky.  You closed the card, it's your reaction,  they didn't close it.

 

Please be accurate.

Signature needs updating
Message 45 of 195
indiolatino61
Valued Contributor

Re: please sum up all discover dislike in this thread

Have had it 3 years...no movement...in sock drawer besides 5% and a recurring $7 charge. For me, Discover sucks!

Message 46 of 195
B335is
Moderator Emeritus

Re: please sum up all discover dislike in this thread

Besides the $15 ShopDiscover still owes me, there's nothing I particularly hate about the card.

I do hate how people refer to it as the IT card when nowhere on the website indicates it should be capitalized. Discovery is another pet-peeve, as is the wrong use of their/they're/there. I'll leave my thoughts their...
Message 47 of 195
Anonymous
Not applicable

Re: please sum up all discover dislike in this thread

Interesting discovery their, B.
Message 48 of 195
B335is
Moderator Emeritus

Re: please sum up all discover dislike in this thread

Yeah, the things that drive me nuts are pretty small in the context of civilization.

Google "family guy discover" - every time I see my it card I laugh.
Message 49 of 195
Anonymous
Not applicable

Re: please sum up all discover dislike in this thread


@B335is wrote:
Besides the $15 ShopDiscover still owes me, there's nothing I particularly hate about the card.

I do hate how people refer to it as the IT card when nowhere on the website indicates it should be capitalized. Discovery is another pet-peeve, as is the wrong use of their/they're/there. I'll leave my thoughts their...

I thought I was the only one! Discovery, blech. What's next, instead of American Express, Pony Express?

Message 50 of 195
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