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pushing a relatively large payment to Amex

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micvite
Frequent Contributor

Re: pushing a relatively large payment to Amex


@K-in-Boston wrote:

Looks like you are doing that on a charge card with an imposed hard limit?  That might explain the difference.


Even with BCED same thing, just using gold to show what happens since I actually have a credit on the blue cash from some returns. But maybe AMEX just has some sort of internal thing where they let some people do it and not others or only allow it sometimes? Like if I were to call and make a 600$ overpayment right now, I can easily in the app pay an extra 3k with no questions asked. It's like they have to authorize the account to accept the over payment or something. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 21 of 51
Remedios
Credit Mentor

Re: pushing a relatively large payment to Amex

Well, the OP was talking about revolver so I went with revolver logic 🤷‍♀️

Message 22 of 51
coldfusion
Community Leader
Mega Contributor

Re: pushing a relatively large payment to Amex


@Remedios wrote:

Well, the OP was talking about revolver so I went with revolver logic 🤷‍♀️


You know better than to try to correlate "AMEX math" and "revolver logic".

(11/2024)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 23 of 51
W261w261
Frequent Contributor

Re: pushing a relatively large payment to Amex

@Remedios  You are the man of the hour!  I had never made a payment through the web site before.  Although the app won't let me overpay my balance (except by a little, sometimes), when I made a web payment equal to the balance + the pending, it went right through, and avail confirmed = to the CL.   I'm going to wait until that digests, and then experiment with an even larger payment through the web.  I therefore like the Amex web site a little better, but it still seems to only work in some ways.  I ask it to check for prequalification and a CLI, but it seems to be unable to respond with a "Yes!"  Some sort of technical problem I guess.......

Message 24 of 51
Remedios
Credit Mentor

Re: pushing a relatively large payment to Amex


@W261w261 wrote:

@Remedios  You are the man of the hour!  I had never made a payment through the web site before.  Although the app won't let me overpay my balance (except by a little, sometimes), when I made a web payment equal to the balance + the pending, it went right through, and avail confirmed = to the CL.   I'm going to wait until that digests, and then experiment with an even larger payment through the web.  I therefore like the Amex web site a little better, but it still seems to only work in some ways.  I ask it to check for prequalification and a CLI, but it seems to be unable to respond with a "Yes!"  Some sort of technical problem I guess.......


 

Woman of the hour 😐

 

Glad it worked for you!

Message 25 of 51
micvite
Frequent Contributor

Re: pushing a relatively large payment to Amex


@W261w261 wrote:

@Remedios  You are the man of the hour!  I had never made a payment through the web site before.  Although the app won't let me overpay my balance (except by a little, sometimes), when I made a web payment equal to the balance + the pending, it went right through, and avail confirmed = to the CL.   I'm going to wait until that digests, and then experiment with an even larger payment through the web.  I therefore like the Amex web site a little better, but it still seems to only work in some ways.  I ask it to check for prequalification and a CLI, but it seems to be unable to respond with a "Yes!"  Some sort of technical problem I guess.......


I just tried doing the same, pending plus balance and it worked, I guess it won't let me go over that amount to cover any tips for example though. But please update if it will let you do any larger payments.

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 26 of 51
Remedios
Credit Mentor

Re: pushing a relatively large payment to Amex

Sorry, but I have to....

 

Told you so! 

Message 27 of 51
micvite
Frequent Contributor

Re: pushing a relatively large payment to Amex


@Remedios wrote:

Sorry, but I have to....

 

Told you so! 


Well deserved! To be fair I was trying something different than what you were initially talking about lol. But good to know I can at least cover my charges for now, let's see how Amex takes to doing it online from now on. I usually just call and annoy them because... well I can Smiley Tongue 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 28 of 51
coldfusion
Community Leader
Mega Contributor

Re: pushing a relatively large payment to Amex


@W261w261 wrote:

@Remedios  You are the man of the hour!  


 

😂 🤣 😂 I cannot!!! 

 

🦦

 

(11/2024)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 29 of 51
Remedios
Credit Mentor

Re: pushing a relatively large payment to Amex


@coldfusion wrote:

@W261w261 wrote:

@Remedios  You are the man of the hour!  


 

😂 🤣 😂 I cannot!!! 

 

🦦

 


It's my bubbly personality and gentle predisposition 

Message 30 of 51
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