@Anonymous wrote:
so when i click on the "Get a credit card" link at the top of myfico...i get discover, amex, citi, chase, etc. my score is 657 with EQ......that just does not seem high enough to get an amex or any of those cards......do you think those credit card offers are accurate? it is so tempting to apply!
Don't do it!!! I fell for that too but it isn't really considering your credit scenario. For instance, I had an Amex IIB and will never be able to get a card from them but they pop up on that list. And, the Fidelity card showed up for DH, with his scores, and he was declined. Please, please be careful. I would have about 3 less inquiries right now if I had ignored that. (But I do love these forums!)
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
