It might help a little, but that is so weird about them removing your lates and giving you a CLI, and then closing the account, that who knows what they might do if you asked to re-open?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007