seems like discover is taking back what was not supposed to be mine..

[kdm31091]

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@Anonymous wrote:
Im playing nicely!

Frivolous law suits keep American lawyers employed!




In all seriousness though. Just dont use the card for purchases anymore. Do some BTs to it and slow pay them.

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I'm sorry, I'm missing why you insist the OP shouldn't use the card anymore?

It's still a card with good rewards and a great shopping portal. So what? You have to use the Discover card on said portal. You can't double dip. Oh well. How is that a reason to not use the card anymore? The logic just isn't there.

But to each their own I guess. It's almost like you are saying OP should "punish" Discover or something. I just don't get it.

[Anonymous]

........

Hope they don't hit me too.

I only had one transaction, though it was for nearly $3k.

[CreditMagic7]

Unlike some i'm 100% totally safe and snug as a bug in a rug..............

Never once used ShopDisco and don't plan to either.

It's exciting reading what others were up to though

[Anonymous]

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@CreditMagic7 wrote:

Unlike some i'm 100% totally safe and snug as a bug in a rug..............

Never once used ShopDisco and don't plan to either.

It's exciting reading what others were up to though

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Well honestly, I went through the portal expecting to use my Disco. But when I got to the checkout, I was distracted by the Barclay 18 month 0% offer. I applied for it and was approved. I went back to the site and forgot all about the Disco portal.

[Anonymous]

The OP should discontinue using the card for purchases anymore because there will be no rewards paid until the balance reaches 0 again.

[14Fiesta]

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@Anonymous wrote:
The OP should discontinue using the card for purchases anymore because there will be no rewards paid until the balance reaches 0 again.

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Right but in that scenario of no use OP would NEVER get the points fully paid back. And I would highly avoid closing out your account to try and reset the points clock. A great way to get blacklisted over probably $30 in rewards. The better way would be to buy some art at 1% cash back until you break even.

[CreditMagic7]

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@Anonymous wrote:

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@CreditMagic7 wrote:

Unlike some i'm 100% totally safe and snug as a bug in a rug..............

Never once used ShopDisco and don't plan to either.

It's exciting reading what others were up to though

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Well honestly, I went through the portal expecting to use my Disco. But when I got to the checkout, I was distracted by the Barclay 18 month 0% offer. I applied for it and was approved. I went back to the site and forgot all about the Disco portal.

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It was obviously destiny that stepped in for you on that.

Or maybe all those ads that stalk and interrupt us from page to page all the time really do work

[Anonymous]

Im not talking about closing the account.

Use it no longer for purchases, Only use for BTs and Wally CashOver

[Anonymous]

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@Anonymous wrote:
Im not talking about closing the account.

Use it no longer for purchases, Only use for BTs and Wally CashOver

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I think it depends on the negative balance.    If it is small, and OP doesn't have alternatives for the 5% categories, not using it  imay not make sense.   Now if it is hugely negative, then yes.

[Anonymous]

+1

I was reading about just this on FT.