should I request CHASE CLI?

[Jayb5635]

I keep debating whether I should seek a cli on my freedom and/or sapphire preferred. Decisions, decisions lol

[Anonymous]

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@Jayb5635 wrote:
I keep debating whether I should seek a cli on my freedom and/or sapphire preferred. Decisions, decisions lol

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do it for just 1 card.

ask for as much as you think is reasonable.

once you are done with the CLI request, call to have the CLs reallocated. Basically you got 2 CLIs for 1 HP, since all Chase cares about is total exposure.

Problem solved.

[Jayb5635]

That makes sense and is a good idea.  I definitely use my CSP a lot regularly whereas the Freedom only during certain bonus quarters as I am sure is the case for many here.  It really just comes down to taking another inquiry.  I just got one yesterday on experian while getting approved for  a new Amex

[BigBS]

I'm in the same boat.  Have had my freedom for almost 3 years and until recently had no movement on my CL.  Of all my non-store cards is has the lowest CL.  Until joining this forum didn't understand the process, but now I do.  Not sure the HP is worth the increase or no increase, so will probably just use it minimally except when the bonus includes gas.

[Jayb5635]

Yeah, I just don't know if the hard pull is worth it. I do want the cli, especially on the freedom, but I keep going back and forth on it lol

[Anonymous]

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@Jayb5635 wrote:
Yeah, I just don't know if the hard pull is worth it. I do want the cli, especially on the freedom, but I keep going back and forth on it lol

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Your best bet to get your limit increased on your Freedom is to open a Slate account and then transfer most of the line to the Freedom. That's probably the easiest way to do it with chase.

[Jayb5635]

Yeah I've read that as well but I don't really wanna open another account with Chase. Honestly, I was ok with getting the Amex Everyday Preferred since it would be backdated to March 2012, so instant 2 yrs of history off the bat