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afbar1114
Valued Contributor

Re: should i....

175 ....cant edit from phone
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 39
LS2982
Mega Contributor

Re: should i....


@afbar1114 wrote:
should i try for amex PR gold in 2months? i mean if i get deneid its only a sp


If tis going to be a SP I don't see the issue with it. But you want to put yourself in the best possible situation for approval so maybe gardening a little more will help.




EQ FICO 548 3/3/16
Message 12 of 39
afbar1114
Valued Contributor

Re: should i....

ill see where i am at in 2-3 months i am hoping utl will be below 15% by then
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 13 of 39
Anonymous
Not applicable

Re: should i....

Couldn't you get some of the same features of the PR gold through purchasing an SPG membership?

Message 14 of 39
LS2982
Mega Contributor

Re: should i....


@afbar1114 wrote:
ill see where i am at in 2-3 months i am hoping utl will be below 15% by then


Try for between 1-5% when you app for it, it will look better for you.




EQ FICO 548 3/3/16
Message 15 of 39
afbar1114
Valued Contributor

Re: should i....

whats spg
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 16 of 39
Anonymous
Not applicable

Re: should i....

Starwood Prefered Guest. Aside from the credit card, itself, there used to be a way to get a membership by calling Amex. IIRC, it's free.

Message 17 of 39
Anonymous
Not applicable

Re: should i....


@Anonymous wrote:

Starwood Prefered Guest. Aside from the credit card, itself, there used to be a way to get a membership by calling Amex. IIRC, it's free.


SPG Gold is free with platinum cards. Thats the only SPG membership ive heard of from Amex.

Message 18 of 39
afbar1114
Valued Contributor

Re: should i....

just spoke with AMEX said if i got zync i will get gold.so i plan on paying down UTL seeing were i am at in 2-3 months

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 19 of 39
CS800
Super Contributor

Re: should i....


@afbar1114 wrote:

just spoke with AMEX said if i got zync i will get gold.so i plan on paying down UTL seeing were i am at in 2-3 months



Garden !!!!!!




Message 20 of 39
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