cancel
Showing results for 
Search instead for 
Did you mean: 

so done with Capital One/rant

tag
Anonymous
Not applicable

Re: so done with Capital One/rant

I'm using my phone so I don't see reply, only add comment lol. I'll learn soon. And I really appreciate all of the info you all giving. Been lurking and learning for a few months now.
Message 11 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant


@Anonymous wrote:
It's been a little over a year that I've had my Quicksilver one card and I can't get anything out of them. Yes they did help with my rebuilding but for some reason I believe they just don't like me. Too bad I only have the Sony card, qs1 & bankamericard because I am so tired of them. When I got my card my credit was 550 and now 655-670 and I can't get a PC, CLI not even another card out of them because they claim I have too many cards... Really? I have 2 cards. I'm frustrated with them. So I think it's time to say bye bye...

Cap1 surely likes to see usage on their card. I have two QS1 now since one I had plat with I upgraded to another QS1 I use them both a lot and they have been generous with CLI. Just swipe and pay little at a time on it they like to see something on it don't pay it all off at once but try to keep Util down then you will see a big change in getting CLI Smiley Happy

Message 12 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant

I love the qs1 card because of the cash back. I'm using it like crazy now and paying it off. Hopefully it'll help. Like I mentioned to someone here on another post, I only want 2/3 good cards. I don't want too many cards.
Message 13 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant

So if I made a payment yesterday is it OK to make another today or should I wait and pay it weekly?
Message 14 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant

Good advice in this thread...

Message 15 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant


@Anonymous wrote:
I love the qs1 card because of the cash back. I'm using it like crazy now and paying it off. Hopefully it'll help. Like I mentioned to someone here on another post, I only want 2/3 good cards. I don't want too many cards.

Always try to pay more then the minimum Doesn't have to be right after another in days you can do it a week apart, just when you are due pay a big chunk then your good Smiley Happy

Message 16 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant

Make a payment once a week. Not every other day. From what you've told us your scores are improving. When I started my rebuild March of this year all I had was a $500 NFCU secured card, $1000 NFCU cash rewards, $300 Capital One PC, and $500 Capital One QS1. Scores have gone from 500s to 700s in less than 9 months and I have over $100K total credit. Just be patient.
Message 17 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant

Are those your FICO scores?
Message 18 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant

Yes TU 670 EX 654 EQ 634
Message 19 of 62
Anonymous
Not applicable

Re: so done with Capital One/rant


@Anonymous wrote:
Yes TU 670 EX 654 EQ 634

Do you shop at Amazon by any chance? 

Message 20 of 62
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.