synchrony bank sc to mastercard upgrade thread

[mossmanb5]

im starting this thread to see who went from a store card with snchrony bank then as their limits raised over time did u get auto offered a mastercard or discover before then. im wondering if a high limit with per say jc penney or walmart or sams club, old navy, toys r us etc triggers the offer . tryna get some stats together to know if it is worth it to upgrade and if they hand out a big increase when it happens

[Vivid]

I'm also interested in any details anyone may have to offer. I would really like it if they upgraded my JCP card to the Mastercard version. I remember the posts from last year about the random auto upgrades...I tried a couple of time to get the upgrade via chat to no avail. Has anyone here been able to smooth talk there way into the upgrade?

[Anonymous]

I dont think I would tak the upgrade if they offered it. It is a new account and reported as so. The only thing you are beating is the inq.

I think that if you qualify for the upgrade you would qualify to app for a new card. I decided if I want a new card, I will app for it.

[Anonymous]

I did start off with a Sams Club Credit card with a 1k limit. Went back to the store & told them I wanted a Sams M/C.  They instantly approved me for 3.5k & I closed the first one.  Just 3 months later, raised that to 5k.  Good chance of you doing the same.

[mossmanb5]

was it a sp offer or hp. when i opened a sams membership i was preapproved sp for the store card at 700 that was 9 months ago i think now its at 2500

[Anonymous]

I applied online & then went into the store & noticed that they had the M/C.  I'm kind of against the regular store cards (except Vickies) & decided to see what they would do.  So once I got the M/C from Sams, I closed the regular Sams card.  Then to my surprise, they just raised the CL to 5k a few days ago.

[Anonymous]

The first was the shoppping cart trick.  The second was an HP.

[Anomalous]

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@Anonymous wrote:

I dont think I would tak the upgrade if they offered it. It is a new account and reported as so. The only thing you are beating is the inq.

I think that if you qualify for the upgrade you would qualify to app for a new card. I decided if I want a new card, I will app for it.

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+1 

[Creditchaser]

I was offered to update my JCP store card to the Mastercard version once I reached $5K limit.  I took the offer, and just last week received an atuo CLI to $6K. 

[cematteson]

I have had my Old Navy & American Eagle right at a year and got upgrade offers on both this month.

Old Navy limit was $3600 on store card when I accepted upgrade offer my Visa limit dropped to $2,200. (plan to call solutions when it arrives)

American Eagle limit on store card was a lame $400 accepted the offer Visa it increased to $2,500

Old Navy popped up before it took me to account summary - American Eagle did not pop up it showed "upgrade" under the offers tab at the top.