@Vivid wrote:I'm also interested in any details anyone may have to offer. I would really like it if they upgraded my JCP card to the Mastercard version. I remember the posts from last year about the random auto upgrades...I tried a couple of time to get the upgrade via chat to no avail. Has anyone here been able to smooth talk there way into the upgrade?
A SYNCB upgrade elegibility is only available by invitation. Smooth talking is not going to trigger an upgrade whatsoever. But, if you're bored and want to talk to someone at SYNCB, see where that leads 
I was offered the upgrade to mastercard after I had the card for 2yrs. and my limit had went from 500 initially to 4,600. Once I got the new card and activated it the site popped up showing a new limit of 6,000. Then next CLI 3mths later went to 10,000....
@FinStar wrote:
@Vivid wrote:I'm also interested in any details anyone may have to offer. I would really like it if they upgraded my JCP card to the Mastercard version. I remember the posts from last year about the random auto upgrades...I tried a couple of time to get the upgrade via chat to no avail. Has anyone here been able to smooth talk there way into the upgrade?
A SYNCB upgrade elegibility is only available by invitation. Smooth talking is not going to trigger an upgrade whatsoever. But, if you're bored and want to talk to someone at SYNCB, see where that leads
My experience with them just this week: I have a JC Penney store card that may be right at a year old that I've used maybe 3 times this year.The SL is 500.00.A few days ago I called up customer service to inquire about my charge I had made at Sephora that was still in pending status,just wanting to know how long it took for it to clear etc.I randomly asked the associate "For future reference,should I request a limit if it would be considered a hard or soft inquiry.She told me it would be a hard and that JCP do automatic CLI's.I replied nicely "Okay I will just hang tight and hope for that because I was anticipating some home redecorating and school shopping in the future....Fast forward 2-3 days later: I receive a letter in the mail that I had been upgraded to the JC Penney Mastercard!! Now it is an upgrade and Im assuming that it is a soft inquiry.I will call before accepting and activate to verify as such...Just my experience 
A couple years ago a few of us were offered the upgrade on our Walmart store cards. Those that took the upgraded card and activated by phone seemed to get a (larger) CLI than those that activated online. Not everyone got a CLI adding this in,case you accept the upgrade. I don't need the upgrade and I have plenty of credit. I'm taking it for my personal success in rebuilding and very easy to explain to creditors. This will be my last possible upgrade as my other store cards don't have a MC/VS Possibly. Good luck to everyone that accepts the upgrade and getting a CLI.
I got the SC (Walmart) 3 years ago and spent some, PIF, didn't use it at times, carried a balance off and on for 8 months. My SL was 500, then aut increase to 800 during that time.
I then got an email that they were upgrading me to the MC. This was during a cycle when I carried a balance, PIF, then put a few more charges on it. That upgrade also came with another auto CLI to $2.5k I think my TU was aroumd 670 at the time..
I then got an email that they were upgrading me to the MC. This was during a cycle when I carried a balance, PIF, then put a few more charges on it. That upgrade also came with another auto CLI to $2.5k I think my TU was aroumd 670 at the time..
@Anonymous wrote:
@FinStar wrote:
@Vivid wrote:I'm also interested in any details anyone may have to offer. I would really like it if they upgraded my JCP card to the Mastercard version. I remember the posts from last year about the random auto upgrades...I tried a couple of time to get the upgrade via chat to no avail. Has anyone here been able to smooth talk there way into the upgrade?
A SYNCB upgrade elegibility is only available by invitation. Smooth talking is not going to trigger an upgrade whatsoever. But, if you're bored and want to talk to someone at SYNCB, see where that leads
My experience with them just this week: I have a JC Penney store card that may be right at a year old that I've used maybe 3 times this year.The SL is 500.00.A few days ago I called up customer service to inquire about my charge I had made at Sephora that was still in pending status,just wanting to know how long it took for it to clear etc.I randomly asked the associate "For future reference,should I request a limit if it would be considered a hard or soft inquiry.She told me it would be a hard and that JCP do automatic CLI's.I replied nicely "Okay I will just hang tight and hope for that because I was anticipating some home redecorating and school shopping in the future....Fast forward 2-3 days later: I receive a letter in the mail that I had been upgraded to the JC Penney Mastercard!! Now it is an upgrade and Im assuming that it is a soft inquiry.I will call before accepting and activate to verify as such...Just my experience
They told you it was a HP?
My JCP store card started at $400, auto CLI to $700, I hit the LUV button probably every two weeks. About a month ago, got a CLI to $1200. I've never seen a HP from them since opening the card.
No luck with any M/C PCs from Synch yet, but we always hold out hope, don't we?
@Anonymous wrote:
@Anonymous wrote:
@FinStar wrote:
@Vivid wrote:I'm also interested in any details anyone may have to offer. I would really like it if they upgraded my JCP card to the Mastercard version. I remember the posts from last year about the random auto upgrades...I tried a couple of time to get the upgrade via chat to no avail. Has anyone here been able to smooth talk there way into the upgrade?
A SYNCB upgrade elegibility is only available by invitation. Smooth talking is not going to trigger an upgrade whatsoever. But, if you're bored and want to talk to someone at SYNCB, see where that leads
My experience with them just this week: I have a JC Penney store card that may be right at a year old that I've used maybe 3 times this year.The SL is 500.00.A few days ago I called up customer service to inquire about my charge I had made at Sephora that was still in pending status,just wanting to know how long it took for it to clear etc.I randomly asked the associate "For future reference,should I request a limit if it would be considered a hard or soft inquiry.She told me it would be a hard and that JCP do automatic CLI's.I replied nicely "Okay I will just hang tight and hope for that because I was anticipating some home redecorating and school shopping in the future....Fast forward 2-3 days later: I receive a letter in the mail that I had been upgraded to the JC Penney Mastercard!! Now it is an upgrade and Im assuming that it is a soft inquiry.I will call before accepting and activate to verify as such...Just my experience
They told you it was a HP?
My JCP store card started at $400, auto CLI to $700, I hit the LUV button probably every two weeks. About a month ago, got a CLI to $1200. I've never seen a HP from them since opening the card.
No luck with any M/C PCs from Synch yet, but we always hold out hope, don't we?
They did tell me it was a hp.Im really hoping to get a an increase if I convert it over to offset the ding fom them reporting a new tradeline.Im not sure if I want to even convert it over without it.Like I said though,I've already got the card,I can only moveforwrd and ideally that would mean to get the Mastercard