target...time to close?

[Anonymous]

Had this card sine Jan 2007. Never missed payment..run about 4k through it over the years and pif. But never a cli. We no longer shop there so should I close it. $400 limit bothers me to no end

[Meltdownblitz]

There's many other threads on closing credit cards, including a sticky. Try checking that thread on how this could affect your scores depending on your profile.

[Anonymous]

---

@aleicgrant wrote:
Had this card sine Jan 2007. Never missed payment..run about 4k through it over the years and pif. But never a cli. We no longer shop there so should I close it. $400 limit bothers me to no end

---

always a good time to close that worthless card and the company backing it. if you shop at target, just get a target debit red card instead. the regular one is terrible.

[Cali_Credit]

I'd say close it!

[tray]

---

@IECredit wrote:

I'd say close it!

---

I would say wait and see what TD Bank has to offer since this bank purchased the portfolio,  including myself the majority of people have low limits with the target card..

[Anonymous]

---

@aleicgrant wrote:
Had this card sine Jan 2007. Never missed payment..run about 4k through it over the years and pif. But never a cli. We no longer shop there so should I close it. $400 limit bothers me to no end

---

You should close it because you no longer shop there.  

[Anonymous]

thanks for all the great replied. I wil give it until the summer for the transition. If nothing comes of it, buh bye target

[LS2982]

---

@aleicgrant wrote:
Had this card sine Jan 2007. Never missed payment..run about 4k through it over the years and pif. But never a cli. We no longer shop there so should I close it. $400 limit bothers me to no end

---

[Anonymous]

LS I love it

[Anonymous]

sad part is I bet if I close it and reapplied my limit would be a lot higher.