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tempted to apply for a 2nd citi exec

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darkfrosty
Established Contributor

tempted to apply for a 2nd citi exec

Many people have applied and gotten 2-3 of this card and 100k aa miles on each. I have one that I got at the end of Jan and already received my points and I am tempted to apply for a second one for another 110k miles. I just ran my experian fico and its 762 (2 hps from 2014 and 3 from 2013 which are all older than 6 months and will all be a year old come may) My EQ fico is 803 and my transunion is around 770.

 

The only cards I have gotten this year is the Citi Exec and Ink Bold. I am really tempted to apply but kinda nervous. My total utilization is 6.6%.

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 1 of 71
70 REPLIES 70
B335is
Moderator Emeritus

Re: tempted to apply for a 2nd citi exec

Goodluck, you should have no problem. Ive been thinking about going for a 2nd but new accts are killing my score. Hope this is around past March 31 Smiley Sad
Message 2 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec


@darkfrosty wrote:

Many people have applied and gotten 2-3 of this card and 100k aa miles on each. I have one that I got at the end of Jan and already received my points and I am tempted to apply for a second one for another 110k miles. I just ran my experian fico and its 762 (2 hps from 2014 and 3 from 2013 which are all older than 6 months and will all be a year old come may) My EQ fico is 803 and my transunion is around 770.

 

The only cards I have gotten this year is the Citi Exec and Ink Bold. I am really tempted to apply but kinda nervous. My total utilization is 6.6%.


so you can have more than one AA card? I have the executive but only got 30k point offer i think. Was thinking if it was possible for a second exective card.

gardening since 5/21/2016
Message 3 of 71
yudeology101
Senior Contributor

Re: tempted to apply for a 2nd citi exec


@dodgerslv wrote:

@darkfrosty wrote:

Many people have applied and gotten 2-3 of this card and 100k aa miles on each. I have one that I got at the end of Jan and already received my points and I am tempted to apply for a second one for another 110k miles. I just ran my experian fico and its 762 (2 hps from 2014 and 3 from 2013 which are all older than 6 months and will all be a year old come may) My EQ fico is 803 and my transunion is around 770.

 

The only cards I have gotten this year is the Citi Exec and Ink Bold. I am really tempted to apply but kinda nervous. My total utilization is 6.6%.


so you can have more than one AA card? I have the executive but only got 30k point offer i think. Was thinking if it was possible for a second exective card.


Yes, for AAdvantage cards, you can have more than one.  I'm sure you can get more than one on other Citi products as well, not 100% sure on the other products. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 71
B335is
Moderator Emeritus

Re: tempted to apply for a 2nd citi exec

I have 3 AAdvantage cards. There is a cult following at Flyertalk.
Message 5 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec

thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.

gardening since 5/21/2016
Message 6 of 71
yudeology101
Senior Contributor

Re: tempted to apply for a 2nd citi exec


@dodgerslv wrote:

thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.


Good plan. I have thier AA Gold WMC since last year, and  earlier last month I've apped for the Exec and was denied for too many INQs.  Called recon and went to 2nd manual review, still denied for the same reasons.  Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO".  I love that signup bonus, too! 

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec


@yudeology101 wrote:

@dodgerslv wrote:

thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.


Good plan. I have thier AA Gold WMC since last year, and  earlier last month I've apped for the Exec and was denied for too many INQs.  Called recon and went to 2nd manual review, still denied for the same reasons.  Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO".  I love that signup bonus, too! 

 

 


how many INQ and who did they pull? Here in NV they have double pulled me for every application (EX and EQ). They always base it off the EQ score though for approval. I only have 9 INQ in the last 2 years which 6 of them are from Citi alone and i have been told they dont count their own INQs againts you.

gardening since 5/21/2016
Message 8 of 71
yudeology101
Senior Contributor

Re: tempted to apply for a 2nd citi exec


@dodgerslv wrote:

@yudeology101 wrote:

@dodgerslv wrote:

thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.


Good plan. I have thier AA Gold WMC since last year, and  earlier last month I've apped for the Exec and was denied for too many INQs.  Called recon and went to 2nd manual review, still denied for the same reasons.  Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO".  I love that signup bonus, too! 

 

 


how many INQ and who did they pull? Here in NV they have double pulled me for every application (EX and EQ). They always base it off the EQ score though for approval. I only have 9 INQ in the last 2 years which 6 of them are from Citi alone and i have been told they dont count their own INQs againts you.


Oh wow, didn't know that!  You need to relocate lol  I'm in Socal, and they pulled on EX for the app....and if you really have to know how many INQs at the time of apping for the Exec....it was around 34ish

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 9 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec


@yudeology101 wrote:

@dodgerslv wrote:

@yudeology101 wrote:

@dodgerslv wrote:

thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.


Good plan. I have thier AA Gold WMC since last year, and  earlier last month I've apped for the Exec and was denied for too many INQs.  Called recon and went to 2nd manual review, still denied for the same reasons.  Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO".  I love that signup bonus, too! 

 

 


how many INQ and who did they pull? Here in NV they have double pulled me for every application (EX and EQ). They always base it off the EQ score though for approval. I only have 9 INQ in the last 2 years which 6 of them are from Citi alone and i have been told they dont count their own INQs againts you.


Oh wow, didn't know that!  You need to relocate lol  I'm in Socal, and they pulled on EX for the app....and if you really have to know how many INQs at the time of apping for the Exec....it was around 34ish


well join the club cuz i have 31 on EX so even though they pull it also, they obviously dont care cuz they base it off my EQ score.

gardening since 5/21/2016
Message 10 of 71
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