@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.
Good plan. I have thier AA Gold WMC since last year, and earlier last month I've apped for the Exec and was denied for too many INQs. Called recon and went to 2nd manual review, still denied for the same reasons. Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO". I love that signup bonus, too!
how many INQ and who did they pull? Here in NV they have double pulled me for every application (EX and EQ). They always base it off the EQ score though for approval. I only have 9 INQ in the last 2 years which 6 of them are from Citi alone and i have been told they dont count their own INQs againts you.
Oh wow, didn't know that! You need to relocate lol I'm in Socal, and they pulled on EX for the app....and if you really have to know how many INQs at the time of apping for the Exec....it was around 34ish
well join the club cuz i have 31 on EX so even though they pull it also, they obviously dont care cuz they base it off my EQ score.
LOL We should start a separate club thread called "Executive EX 30+ INQ Club"
@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.
Good plan. I have thier AA Gold WMC since last year, and earlier last month I've apped for the Exec and was denied for too many INQs. Called recon and went to 2nd manual review, still denied for the same reasons. Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO". I love that signup bonus, too!
how many INQ and who did they pull? Here in NV they have double pulled me for every application (EX and EQ). They always base it off the EQ score though for approval. I only have 9 INQ in the last 2 years which 6 of them are from Citi alone and i have been told they dont count their own INQs againts you.
Oh wow, didn't know that! You need to relocate lol I'm in Socal, and they pulled on EX for the app....and if you really have to know how many INQs at the time of apping for the Exec....it was around 34ish
well join the club cuz i have 31 on EX so even though they pull it also, they obviously dont care cuz they base it off my EQ score.
LOL We should start a separate club thread called "Executive EX 30+ INQ Club"
haha...yeah.
@yudeology101 wrote:
@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:
@yudeology101 wrote:
@dodgerslv wrote:thanks alot for the input guys. Really want another AA card (my favorite airline that i fly the most). Really like the 100k signup bonus but really gotta try and stay strong in the garden. The amount of flying i do is well worth the high AF. Just afraid that i have too much credit with Citi already.
Good plan. I have thier AA Gold WMC since last year, and earlier last month I've apped for the Exec and was denied for too many INQs. Called recon and went to 2nd manual review, still denied for the same reasons. Called again, and it seems like once your app goes through 2nd manual review, there's no third recon cause i've called like 3more times and they just said "well we said NO before so it's still a NO". I love that signup bonus, too!
how many INQ and who did they pull? Here in NV they have double pulled me for every application (EX and EQ). They always base it off the EQ score though for approval. I only have 9 INQ in the last 2 years which 6 of them are from Citi alone and i have been told they dont count their own INQs againts you.
Oh wow, didn't know that! You need to relocate lol I'm in Socal, and they pulled on EX for the app....and if you really have to know how many INQs at the time of apping for the Exec....it was around 34ish
well join the club cuz i have 31 on EX so even though they pull it also, they obviously dont care cuz they base it off my EQ score.
LOL We should start a separate club thread called "Executive EX 30+ INQ Club"
Haha...yeah. I havent had any problems getting approved for Chase, BofA and Citi cards even though they pull EX. Amex is the only one who cares about the INQs. I have really calmed down the last 5 months though, have only 3 HPs...lol
My Last app was w/ AMEX which was BCE early last month and it was approved....BCE was my 35th INQ i think lol
@B335is wrote:Citi pulls my EX exclusively, I had 26 inq when I app'd for the Executive AAdvantage card in January, 7 in the prior 6 months. Citi doesn't necessarily look at inq over the last 2 years, it's the last 6 months you want to be at or below 6 inq.
I don't want to take away the importance of gardening (and should probably go in there some day), but who knows how long the 100k offer is going to be around? For all I know it could turn to fairy dust tomorrow, or it could grow. But odds are it won't last forever.
Very true indeed, but if the offer continues to make Citi prosper in every way, I'm sure Citi would love to drag the offer as long as possible, too.