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tempted to apply for a 2nd citi exec

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enharu
Super Contributor

Re: tempted to apply for a 2nd citi exec


@Anonymous wrote:

@enharu wrote:

hmmm interesting! I didn't know we can get a 2nd exec AA card.

Do we need to close the 1st one?

 

 


But YOU probably shouldn't apply, right!


if i can churn 3-4 of these cards, it may then be worthwhile even if it means my Chase accounts getting closed!

 

But for the most part, I won't be applying for anything. Was thinking of applying for the everyday card, but I'll wait till a higher sign-up bonus comes or when my inquiries fall off.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 31 of 71
amdm2013
Frequent Contributor

Re: tempted to apply for a 2nd citi exec

I applied for the Citi Diamond Preferred and was declined for only too many inqs. I recon'd and was informed today that it was declined again. I was approved for 7 prime cards a few days before my app.

If I had known, I would app the same time as the other apps.
CSP: $20k / BarclayCard WMC: $20k / US Bank Sig: $12k / Diners Club: $10k / Macy's: $10k / CapOne QS: $8k / Sportsman's Visa: $7.5k / Overstock: $7.4k / Citi DP: $3.6k / US Bank LOC: $2.5k / Cabela's: $2k / Bank of Hawaii AmEx: $1.6k / Chase Marriott: $1.5k / Amazon Visa: $500
Message 32 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec


@amdm2013 wrote:
I applied for the Citi Diamond Preferred and was declined for only too many inqs. I recon'd and was informed today that it was declined again. I was approved for 7 prime cards a few days before my app.

If I had known, I would app the same time as the other apps.

sorry to hear amd...were all those INQ on one bureau or spread accross all 3?...and who did they pull for the app?

gardening since 5/21/2016
Message 33 of 71
amdm2013
Frequent Contributor

Re: tempted to apply for a 2nd citi exec

Np Dodgerslv ... 20+ inqs on Ex, which they pulled (I'm in SoCal).
CSP: $20k / BarclayCard WMC: $20k / US Bank Sig: $12k / Diners Club: $10k / Macy's: $10k / CapOne QS: $8k / Sportsman's Visa: $7.5k / Overstock: $7.4k / Citi DP: $3.6k / US Bank LOC: $2.5k / Cabela's: $2k / Bank of Hawaii AmEx: $1.6k / Chase Marriott: $1.5k / Amazon Visa: $500
Message 34 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec


@amdm2013 wrote:
Np Dodgerslv ... 20+ inqs on Ex, which they pulled (I'm in SoCal).

so probably at least 7+ INQ if not more in the last 6 months it seems. Yeah, probably a little too much for them, especially being your first Citi card app right?

gardening since 5/21/2016
Message 35 of 71
B335is
Moderator Emeritus

Re: tempted to apply for a 2nd citi exec

Yeah they are definitely more forgiving with existing customers on the inquiries. Im at 8 in the last 6 months but 2 should fall off by next week Smiley Happy
Message 36 of 71
darkfrosty
Established Contributor

Re: tempted to apply for a 2nd citi exec

I am still struggling with the decision lol. I mean i have 150k miles already and have no trips planned. Maybe with 260k I could get a really nice vacation.

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 37 of 71
CreditScholar
Valued Contributor

Re: tempted to apply for a 2nd citi exec

I believe the offer is going away after the 31st of March.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 38 of 71
dodgerslv
Valued Contributor

Re: tempted to apply for a 2nd citi exec


CreditScholar wrote:

I believe the offer is going away after the 31st of March.


awww...thats not good for me then. didnt wanna apply till next month...oh well.

gardening since 5/21/2016
Message 39 of 71
B335is
Moderator Emeritus

Re: tempted to apply for a 2nd citi exec

Citi has been known to leave app links active with past offers, but it could also be yanked tomorrow. The most predictable thing about Citi is their unpredictability.
Message 40 of 71
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