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time for a app spree?

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twist7d7
Regular Contributor

time for a app spree?

so today i just got approved for my amex 3xcli to 6k. i now want to add a chase card to my collection. Im going to go with either the CSP or the Freedom. Should i app for more then one card at a time maybe BOA or something else? what are the benefits of doing multiple at once?

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 1 of 5
4 REPLIES 4
azguy13
Senior Contributor

Re: time for a app spree?

I don't really find any benefit to app'ing for multiple cards at once. The question you should really ask yourself is do you NEED more cards right now and if you do, do you have enough income/spending to support putting enough money through each card to receive their promo points?

Message 2 of 5
Dw4250
Valued Contributor

Re: time for a app spree?

azguy13 Valued Contributor
7:04 PM
I don't really find any benefit to app'ing for multiple cards at once. The question you should really ask yourself is do you NEED more cards right now and if you do, do you have enough income/spending to support putting enough money through each card to receive their promo points?

+1

If you need it, go for it. If you don't, hold off and wait. As long as you continue to maintain good credit, the option to add more cards is always there.
Message 3 of 5
twist7d7
Regular Contributor

Re: time for a app spree?

i just need to add a visa for the places that dont take amex.

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 4 of 5
Kenny
Moderator Emeritus

Re: time for a app spree?

You have Discover for that. Smiley Wink

I would at least let Amex report the 6k before doing any new apps. Smiley Happy
Message 5 of 5
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