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too soon to ask for a cli for CSP?

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Anonymous
Not applicable
‎07-13-2015 04:39 PM
‎07-13-2015 04:39 PM

Re: too soon to ask for a cli for CSP?

@kdm31091 wrote:
Dont even bother asking. Its a HP and usually a waste.

What about if you're already applying for a card that day?  End of the year I'm going to apply for another Chase card, if I ask for a CLI on my CSP and Freedom on the same day they should all get combined, no?

Message 11 of 14
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icyhot
Valued Contributor
‎07-13-2015 06:13 PM
‎07-13-2015 06:13 PM

Re: too soon to ask for a cli for CSP?

By the time I pay off my CSP it'll be by the 5th statement, I'm gonna hold off for an auto CLI as well
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 12 of 14
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ojefferyo
Valued Contributor
‎07-14-2015 09:03 AM
‎07-14-2015 09:03 AM

Re: too soon to ask for a cli for CSP?

@Anonymous wrote:
@kdm31091 wrote:
Dont even bother asking. Its a HP and usually a waste.

What about if you're already applying for a card that day?  End of the year I'm going to apply for another Chase card, if I ask for a CLI on my CSP and Freedom on the same day they should all get combined, no?

They will want another HP

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 13 of 14
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Ghoshida
Valued Contributor
‎07-14-2015 09:52 AM
‎07-14-2015 09:52 AM

Re: too soon to ask for a cli for CSP?

@ojefferyo wrote:
@Anonymous wrote:
@kdm31091 wrote:
Dont even bother asking. Its a HP and usually a waste.

What about if you're already applying for a card that day?  End of the year I'm going to apply for another Chase card, if I ask for a CLI on my CSP and Freedom on the same day they should all get combined, no?

They will want another HP

Well, this will happen but 3 outcomes are possible.

 

If you are lucky, Chase will pull the same bureau, and the bureau will treat it as a duplicate pull, and combine them in your report.

 

If you are unlucky, the bureau won't combine them and you are left with 2 inquiries on one bureau.

 

If you are very unlucky, Chase will pull two bureaus, and neither  will combine any pulls.

Message 14 of 14
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