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[Achieve2012]

.

[Anonymous]

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kymmie60115 wrote:

I called Cap One to ask for a CLI and they told me that they review thier accounts periodically and don't grant CLI's at the customer request, blah, blah, blah. So From reading some other posts I decided to say that I wanted to close the account the gentleman read the account closing disclosure and said the account would be closed in 30 days.  I tried to start asking questions so that he could offer something and I could say, oh yeah that's sounds great leave it open.  That didn't happen.  I didn't actually want the account closed I just wanted an increase. My CL is only $750 they are the only card I have with that low limit. Can I call them back and ask them not to close it or is it too late.  Does anyone know what my next step should be? That's what I get for Trying to call thier bluff.

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They are the ones who called your bluff!  Only bluff this way if you are ready to actually close it, because it does not always work.  It works better with Orchard than it does with Cap1.

There should be no problem reopening it if that's what you want to do.  Just make sure you do it soon.

[Anonymous]

Never ever, threaten to close the card unless you really want to close the card that disclaimer is usually made in the posts where Bluffing is brought up.  Give 'em a call and say that you'd like to give it one more try and keep them open after all, hopefully they'll be able to stop the process

Good Luck

[Anonymous]

I'm sorry this happen to you, but you have to remember that with the CCC you should not make threats you are not willing to go through with especially in the current credit climate. If you don't value your business they will be happy to close your account.

[Achieve2012]

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[unknown_entity]

Go get a Big Mac.....QUICK!!!!  lol.  I'm sure you can call the backdoor number and get all that reversed in a jiffy.

[Anonymous]

Good luck with that. Let us know how it turns out!

[BallBounces]

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kymmie60115 wrote:

I called Cap One to ask for a CLI and they told me that they review thier accounts periodically and don't grant CLI's at the customer request, blah, blah, blah. So From reading some other posts I decided to say that I wanted to close the account the gentleman read the account closing disclosure and said the account would be closed in 30 days.  I tried to start asking questions so that he could offer something and I could say, oh yeah that's sounds great leave it open.  That didn't happen.  I didn't actually want the account closed I just wanted an increase. My CL is only $750 they are the only card I have with that low limit. Can I call them back and ask them not to close it or is it too late.  Does anyone know what my next step should be? That's what I get for Trying to call thier bluff.

Message Edited by kymmie60115 on 03-31-2008 07:01 AM

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Use the card within 30 days, and they will not close it.

[Creditaddict]

Yes Cap1 will re-open accounts if you use them after you have closed them.

[Anonymous]

Personally I'd let the thing close, but then again I really don't like Crap1.

Van