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up 22 points?

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Anonymous
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up 22 points?

I signed on today and see that my EQ score jumped up 22 point.  Only thing I know is different is that I got a $1500 CLI on my Walmart Disc card.  Can that make a person jump that high?
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: up 22 points?

It certainly could if it really boosted your UTL %

 

 Maybe something else happend that you didn't notice right off like an account anniversairy, a baddie falling off etc...

 

 

 

Either way congrats on the score increase and the CLI!

Message 2 of 9
Anonymous
Not applicable

Re: up 22 points?


Topshelf wrote:
I signed on today and see that my EQ score jumped up 22 point.  Only thing I know is different is that I got a $1500 CLI on my Walmart Disc card.  Can that make a person jump that high?

 

It might, depending on your utilization before and after.  What were they?

 

Message 3 of 9
Anonymous
Not applicable

Re: up 22 points?

I have no baddies, last one removed was 9/6/08
I had 2 TU inquires, 1 EX and 1 EQ on 10/25 and 1/26 (1 each for a house loan from Navy) and the oter was a CLI on my Menards card
To date I have 9 TU, 3 EX and 1 EQ inquiries in the past 2 years.
Here are my scores for the year.
date:     TU       EX       EQ
1/5                             649
1/16                           677
3/6                             678
3/14     669                684
4/5       695     729     693
6/13     681
8/24                           684
9/10     712     733     733
10/26                         742
11/8                           764
 
 
Message 4 of 9
Anonymous
Not applicable

Re: up 22 points?

Nice job on the progress on the scores!

 

You didn't answer, though. Smiley Tongue What was your before and after utilization?

Message 5 of 9
Anonymous
Not applicable

Re: up 22 points?

43.18% 12/25/08     47.45% 4-Jan     29.27% 2-Feb     28.36% 6-Feb     26.58% 8-Feb     14.61 25-Feb     13.89 2-Mar     12.43 3/10     13.67 3/29     12.33 4/10     9.25 4/25     11.16 5/18     16.84 6/11     12.8 7/13     13.04 8/13     7.48 1/8     14.12 9/9     13.87 10/4     12.57 10/11     6.29 10/24     4.65 10/31     9.5 11/8    
Message 6 of 9
Anonymous
Not applicable

Re: up 22 points?

You  know, if it is that big if a jump, maybe I should ask for another CLI from my BOA card.  Although they just gave me an automatic increase of $500 last month.  Do you think it is too soon?
Message 7 of 9
SherriLynn
Regular Contributor

Re: up 22 points?


@Anonymous wrote:
I signed on today and see that my EQ score jumped up 22 point.  Only thing I know is different is that I got a $1500 CLI on my Walmart Disc card.  Can that make a person jump that high?

 

Weird, my EQ also jumped up 22 points on Nov. 7
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
App-free since 01/29/09
Message 8 of 9
LeTired
Established Member

Re: up 22 points?

my ex went up 25 and my eq went up 29!  Strange, since my %util has gone way up this month.
Message 9 of 9
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