us bank combine limit question

[Anonymous]

hello everyone.

i app'd and got approved for us bank cash + and amex 365 last month. i thought i might be approved for one or the other, but not both. looking for some diversity in my card profile. but how is us bank with combining limits? is it a sp or hp? how long does the cards have to open? how does us bank look at it for combining so soon? etc etc.

thank you in advance

[Involver]

They will do it.  Some CSRs will probably tell you that it's not possible, so HUCA.  It should be a SP. 

I have closed and merged an account that was about 3 months old, so you can do it relatively shortly after opening.

[Schwartzinator]

For future reference, this no longer appears to be an option. I spoke with 4 different reps (2 front line and 2 from underwriting) who all said this option was closed out a few months ago.

[Anonymous]

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@Schwartzinator wrote:
For future reference, this no longer appears to be an option. I spoke with 4 different reps (2 front line and 2 from underwriting) who all said this option was closed out a few months ago.

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+1

This was my experience as well in January. I wanted to combine my 5k Korean Air card into the 2.5k Cash+, 3 reps told me that the only thing I could do is close the 5k card then instantly apply for an equal CLI on the other card. 

I did that, and they denied the CLI stating something like I had too much new credit...

Then a month later they approved a 7.5k small business card.