wal mart statement question

Anonymous · ‎01-02-2013

Hi,

I would like your input on regards a concern I have about walmart credit card statements. Basically I have had their credit card since Nov 14, 2012. I have yet not seen a statement posted online or mailed out to me. I contacted their customer service department and the bottom line is that they say in will post next month. This does not make any sense. Other times they say statements do not post if their is a $0 balance. By the way I have used the card and pif within a few days after.

Any suggestions why the statement is not posting? Do you think is not even reporting to my credit score.

Anonymous · ‎01-02-2013

@Anonymous wrote:
Hi,

I would like your input on regards a concern I have about walmart credit card statements. Basically I have had their credit card since Nov 14, 2012. I have yet not seen a statement posted online or mailed out to me. I contacted their customer service department and the bottom line is that they say in will post next month. This does not make any sense. Other times they say statements do not post if their is a $0 balance. By the way I have used the card and pif within a few days after.

Any suggestions why the statement is not posting? Do you think is not even reporting to my credit score.

I've gotten exactly 1 statement mailed to me and posted online and that's because I had a credit on it. If your balance is zero, you will not get a statement, whether mailed or online. Walmart still reports monthly to the credit bureaus, but no statement with a zero balance.

Anonymous · ‎01-02-2013

This makes a lot of sense. Thank you so bunch for the information. I really appreciate it!

creditnocash · ‎01-02-2013

i can confirm!

ive had my card since july, both walmart and ae.

ive only recieved one statement since july. and it was when i let a balance report.

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

kevinjjc · ‎01-02-2013

It seems like more and more credit cards are doing this... at least from what I see. Anyone else noticed this too?

nicholasyud · ‎01-02-2013

Walmart

ORchard BAnk

Credit One

Confirm

Starting Score: 560
Current Score: ?
Goal Score: 800

CruzImperial · ‎01-02-2013

@nicholasyud wrote:
Walmart
ORchard BAnk
Credit One
Confirm

JCPenney and HHgregg go down the list as well...

webhopper · ‎01-02-2013

Amazon does this as well!

FICO 8:
Goal: Gardening!

Anonymous · ‎01-02-2013

@Anonymous wrote:
@Anonymous wrote:
Hi,

I would like your input on regards a concern I have about walmart credit card statements. Basically I have had their credit card since Nov 14, 2012. I have yet not seen a statement posted online or mailed out to me. I contacted their customer service department and the bottom line is that they say in will post next month. This does not make any sense. Other times they say statements do not post if their is a $0 balance. By the way I have used the card and pif within a few days after.

Any suggestions why the statement is not posting? Do you think is not even reporting to my credit score.
I've gotten exactly 1 statement mailed to me and posted online and that's because I had a credit on it. If your balance is zero, you will not get a statement, whether mailed or online. Walmart still reports monthly to the credit bureaus, but no statement with a zero balance.

That's interesting. My walmart card always sends a statement even if the balance is zero.

Anonymous · ‎01-03-2013

@webhopper wrote:
Amazon does this as well!

Amazon store card or Amazon Chase rewards card?