wamu calling

[Anonymous]

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credit4me wrote:

If, you ever go to wamu.com they only mention the mastercard.

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WoW!  Well, maybe Brammy is right about the Visa card being invitation only.

[haulingthescoreup]

Brammy, aren't you in the Southeast? Don't know where I got that impression. If so, how did you get with WaMu?

Has WaMu moved into the East very much? I had never heard of it until reading these forums, but then I opted out a while back. just curious

[Anonymous]

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haulingthescoreup wrote:
Brammy, aren't you in the Southeast? Don't know where I got that impression. If so, how did you get with WaMu?

Has WaMu moved into the East very much? I had never heard of it until reading these forums, but then I opted out a while back. just curious

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WaMu actually has branches all over the US but their card invitations are sent out nationwide.

Message Edited by Brammy on 10-08-2007 08:46 PM

[Anonymous]

Does the "invitation-only" Visa have any benefits over the "standard" MC?

[Anonymous]

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freelancer wrote:

Does the "invitation-only" Visa have any benefits over the "standard" MC?

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From what I can see they look about the same.  I went for the invittion Visa cause at  the time the MC still had the practice of UD built into their terms and I try to stay away from UD cards sicne I had a mistake reported on my bureau once and felt the wrath of that practice.  That was one of the only reasons I ever app'd for Cap1. No UD.  Now that banks are moving away from the practice, I don't see a big difference.

[Anonymous]

Check your WAMU disclosure in the recent statement-

WAMU has eliminated UD for issues with other creditors.

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@Anonymous wrote:

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@Anonymous wrote:

Does the "invitation-only" Visa have any benefits over the "standard" MC?

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From what I can see they look about the same. I went for the invittion Visa cause at the time the MC still had the practice of UD built into their terms and I try to stay away from UD cards sicne I had a mistake reported on my bureau once and felt the wrath of that practice. That was one of the only reasons I ever app'd for Cap1. No UD. Now that banks are moving away from the practice, I don't see a big difference.

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[Anonymous]

Ok - I checked all of the common abbreviations and user guides - what is UD?  Can't find it anywhere.  I'm sure when you tell me I should probably have been able to guess.  Oh well - I'm stumped!

[Anonymous]

Believe that's what I just said though I would not have recieved that disclosure since my card never have that particular practice. Or at least was trying to say.  As in there's not much difference now BUT when I app'd over a year ago the MC still had UD terms.

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@Anonymous wrote:
Check your WAMU disclosure in the recent statement-

WAMU has eliminated UD for issues with other creditors.

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@Anonymous wrote:

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@Anonymous wrote:

Does the "invitation-only" Visa have any benefits over the "standard" MC?

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From what I can see they look about the same. I went for the invittion Visa cause at the time the MC still had the practice of UD built into their terms and I try to stay away from UD cards sicne I had a mistake reported on my bureau once and felt the wrath of that practice. That was one of the only reasons I ever app'd for Cap1. No UD. Now that banks are moving away from the practice, I don't see a big difference.

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[Anonymous]

UD= Universal Default

[haulingthescoreup]

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Timothy wrote: UD= Universal Default

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Isn't that the lovely deal where, if you are late on one card, all the others (who do UD) gang up on you by raising their rates, too?