what should i do?

[boauld]

i have ex-688 eq-711 and a tu-698. i have three card a gm flex with 1200cl an capitalone with a 500. and a applied card bank with 1100cl. i was thinking about getting closing the applied bank card the longest history n the capital one since they wont up my cl. they both have monthly fees which i dont want to pay. what should i do with me thinking about buying a house in the next nine months? was thinking i could get some better cards the applied bank n capital one. should i stay or go?

Message Edited by boauld on 05-26-2008 12:00 PM

[boauld]

bump

[SonorityGenius]

If you're thinking of buying a new house in NINE months than I would suggest you do not apply for ANY new credit, keep it prestine clean and keep util low consistently.

If the cards you want to get rid of have monthly/annual fees, you *can* get rid of them - closed accts retain good history for 10yrs.. but be mindful that if you do close them your utilization ratio is affected severely..

personally I would just let it ride out till done closing on a home and THAN apply when ficos  have gone up after the tanking due to mortgage inqs..

good luck!